Rent is soaring, but close to two-thirds of renters remain on leases because of financial reasons. In 2019, nearly 70 percent of millennials surveyed said that they could not afford to buy a home on account of rising prices, and the number of people in the United States without shelter has increased by about 30 percent in the past five years. We’re in a housing crisis.

There’s a ton of debate on how we should go about solving these issues, particularly in dense cities. People who are for building more housing units in cities argue that zoning restrictions should be reduced, which would increase the number of homes, ideally allowing supply to keep up with demand. On the other hand, some residents support strict land use regulations that prevent further development in their areas.

Today, Matt Yglesias, a D.C. resident, and Joel Kotkin, who lives in California, join host Jane Coaston to talk about the pros and cons of building more housing and single-family zoning and why moving to the suburbs isn’t the only answer. Also, the Times columnist Jamelle Bouie tells Jane about zoning policy in his city, Charlottesville, Va.

Mentioned in this episode:

“Building Housing — Lots of It — Will Lay the Foundation for a New Future” by Matt Yglesias on Vox

“In Defense of Houses” by Joel Kotkin, published in City Journal

“How Blue Cities Became So Outrageously Unaffordable,” an interview with the Vox policy reporter Jerusalem Demsas on “The Ezra Klein Show”

Unlock full access to New York Times podcasts and explore everything from politics to pop culture. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify.