Julie Rose “semi-retired” at just 36 years old with only $500K, trading her corporate job for sunrise safaris in Africa, beach walks in Bali, and mid-day hikes in Mexico. 

With “Barista FIRE,” you can retire with a lower FIRE number, still work (minimally) doing what you love, and have almost complete time freedom over your life. Why have FIRE when you can “semi-retire” decades earlier? Plus, your retirement nest egg will be growing in the background, all while you do what you want, when you want, with who you want. Sounds like a dream life, right? Well, you’re not far from it already!

After barely scraping by (even with a good job), Julie knew something needed to change, but she wasn’t ready for it. It wasn’t until she got laid off multiple times that she realized it was time to put her financial future in her own hands. This led her down the FIRE movement rabbit hole, getting almost addicted to saving and investing, and finding herself in a position to quit her job and do what she really loves: travel and get PAID to plan trips for others. 

Now, she’s Barista FIRE (FIRE with the help of a side hustle), living nomadically for a fraction of the cost of a basic life in the United States! 

In This Episode We Cover

“Barista FIRE” and the faster way to semi-retire early with a lower FIRE number

Why consumerism WON’T fulfill you, but it will make you broke

Using side hustles to supercharge your savings rate and investing goals 

Building your Barista FIRE income stream BEFORE you quit your job 

Early retirement healthcare and how Julie pays just $40/month for coverage

Living your best life abroad for a fraction of the cost of living in the States 

And So Much More!

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-623

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