Owen Lee brings a powerful dose of optimism to this episode, breaking down why he believes the next few months could be game-changing for loan officers. With market momentum building and a 93% chance of a Fed rate cut already priced in for September, Owen explains how we've hit the best interest rates of the year—and why that matters.

But he doesn't stop there. Owen dives into how another potential rate cut in December could trigger even more opportunity, especially in the cash-out refi space. He backs it all with solid market data, encouraging loan officers to press their bets now. If you're looking for clarity, confidence, and timing tips straight from a market pro—this is the episode to watch.

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