Everyone's Talkin' Money

Boring Money Moves That Actually Work - 40 Money Lessons at 40, Part 2


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Mindset is important, but here’s the truth: without strong cash flow systems and habits, you’ll always feel like you’re spinning your wheels with money.

In Part 2 of my 40 Money Lessons at 40 series, I’m walking you through the practical routines that form the backbone of financial stability.

40 Money Lessons at 40 - Part 1⁠⁠⁠⁠⁠

⁠40 Money Lessons at 20 - Part 2⁠⁠⁠⁠⁠

⁠40 Money Lessons at 40 - Part 3⁠⁠⁠⁠⁠

⁠40 Money Lessons at 40 - Part 4⁠⁠

⁠40 Money Lessons at 40 - Part 5

You’ll hear:

  • Why paying yourself first (even $25 at a time) guarantees your future gets funded
  • How to set up a monthly “money date” to check in without shame or stress
  • The life-changing peace of living one month ahead on bills
  • Why multiple bank accounts simplify money management and stop overdraft chaos
  • These aren’t flashy hacks — they’re the proven, boring-but-brilliant moves that build real wealth and lower money stress.

    If you’ve been craving control over your finances, this episode is your blueprint for a rock-solid foundation.

    You’ll walk away knowing:

    • Why paying yourself first flips the savings script (and why “leftover money” never works).
    • How a monthly money date can transform shame into clarity.
    • The underrated power of living one month ahead on bills — and the instant stress relief it creates.
    • Why multiple checking accounts aren’t obsessive, they’re smart structures.
    • How saving monthly for big expenses stops predictable bills from wrecking your budget.
    • The real cost of oversized housing — and how to keep it in check.
    • Why talking about money out loud is the fastest way to get unstuck.
    • And the 3-month pause rule that will save you from emotional, expensive mistakes.
    • Next episode, we’re talking protection — debt elimination, credit management, insurance. The shields that keep your financial house safe.

      If this episode hit home, share it. Screenshot your favorite lesson, tag me

      @everyonestalkinmoney⁠. And remember: money doesn’t demand perfection. It just wants you to show up.

      Build the foundation. Your future self will thank you.

      Thank you to our sponsors! 

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      Everyone's Talkin' MoneyBy Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health

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