Everyone's Talkin' Money

Boring Money Moves That Actually Work - 40 Money Lessons at 40, Part 2


Listen Later

Mindset is important, but here’s the truth: without strong cash flow systems and habits, you’ll always feel like you’re spinning your wheels with money.

In Part 2 of my 40 Money Lessons at 40 series, I’m walking you through the practical routines that form the backbone of financial stability.

40 Money Lessons at 40 - Part 1⁠⁠⁠⁠⁠

⁠40 Money Lessons at 20 - Part 2⁠⁠⁠⁠⁠

⁠40 Money Lessons at 40 - Part 3⁠⁠⁠⁠⁠

⁠40 Money Lessons at 40 - Part 4⁠⁠

⁠40 Money Lessons at 40 - Part 5

You’ll hear:

  • Why paying yourself first (even $25 at a time) guarantees your future gets funded
  • How to set up a monthly “money date” to check in without shame or stress
  • The life-changing peace of living one month ahead on bills
  • Why multiple bank accounts simplify money management and stop overdraft chaos
  • These aren’t flashy hacks — they’re the proven, boring-but-brilliant moves that build real wealth and lower money stress.

    If you’ve been craving control over your finances, this episode is your blueprint for a rock-solid foundation.

    You’ll walk away knowing:

    • Why paying yourself first flips the savings script (and why “leftover money” never works).
    • How a monthly money date can transform shame into clarity.
    • The underrated power of living one month ahead on bills — and the instant stress relief it creates.
    • Why multiple checking accounts aren’t obsessive, they’re smart structures.
    • How saving monthly for big expenses stops predictable bills from wrecking your budget.
    • The real cost of oversized housing — and how to keep it in check.
    • Why talking about money out loud is the fastest way to get unstuck.
    • And the 3-month pause rule that will save you from emotional, expensive mistakes.
    • Next episode, we’re talking protection — debt elimination, credit management, insurance. The shields that keep your financial house safe.

      If this episode hit home, share it. Screenshot your favorite lesson, tag me

      @everyonestalkinmoney⁠. And remember: money doesn’t demand perfection. It just wants you to show up.

      Build the foundation. Your future self will thank you.

      Thank you to our sponsors! 

      Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

      Ava - Help build your credit score with Meetava.com. Use promo code: Money

      Learn more about your ad choices. Visit megaphone.fm/adchoices

      ...more
      View all episodesView all episodes
      Download on the App Store

      Everyone's Talkin' MoneyBy Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health

      • 4.2
      • 4.2
      • 4.2
      • 4.2
      • 4.2

      4.2

      636 ratings


      More shows like Everyone's Talkin' Money

      View all
      The One You Feed by Eric Zimmer

      The One You Feed

      2,563 Listeners

      Afford Anything by Paula Pant | Cumulus Podcast Network

      Afford Anything

      3,552 Listeners

      Generation Why: True Crime by Wondery

      Generation Why: True Crime

      17,279 Listeners

      Money Girl by QuickAndDirtyTips.com

      Money Girl

      1,854 Listeners

      So Money with Farnoosh Torabi by Farnoosh Torabi

      So Money with Farnoosh Torabi

      1,953 Listeners

      The Vanished Podcast by Wondery

      The Vanished Podcast

      15,268 Listeners

      This Is Actually Happening by Wondery

      This Is Actually Happening

      10,434 Listeners

      Debt Free in 30 by Doug Hoyes

      Debt Free in 30

      68 Listeners

      Optimal Finance Daily - Financial Independence and Money Advice by Optimal Living Daily | Diania Merriam

      Optimal Finance Daily - Financial Independence and Money Advice

      1,256 Listeners

      HerMoney with Jean Chatzky by Jean Chatzky Her Money

      HerMoney with Jean Chatzky

      1,477 Listeners

      True Crime All The Time by Emash Digital / Wondery

      True Crime All The Time

      13,720 Listeners

      Crimes of the Times by L.A. Times Studios

      Crimes of the Times

      41,197 Listeners

      American History Tellers by Wondery

      American History Tellers

      19,232 Listeners

      Business Wars by Wondery

      Business Wars

      12,875 Listeners

      Frugal Friends Podcast by Jen Smith & Jill Sirianni | Backyard Ventures

      Frugal Friends Podcast

      1,239 Listeners

      American Scandal by Wondery

      American Scandal

      19,081 Listeners

      Get the Hell Out of Debt by Cloud10

      Get the Hell Out of Debt

      234 Listeners

      The Overcoming Overspending Podcast by Paige Pritchard

      The Overcoming Overspending Podcast

      436 Listeners

      Against The Odds by Wondery

      Against The Odds

      7,760 Listeners

      Financial Feminist by Her First $100K

      Financial Feminist

      6,449 Listeners

      Inspired Budget by Allison Baggerly

      Inspired Budget

      313 Listeners

      Catching Up to FI by Bill Yount & Jackie Cummings Koski

      Catching Up to FI

      354 Listeners

      Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans by Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

      Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

      302 Listeners

      Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income by Erin Britt | Budget Strategy Coach

      Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income

      77 Listeners

      Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers by Dalene Higgins - Money Coach, Retirement Coach, CEO

      Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

      31 Listeners