Join Jim Oliver as he welcomes Kelly Halverson, Vice President and Actuary – Individual Product Development of Ameritas Life Insurance Corp. Kelly Halverson leads the life and annuity product development teams at Ameritas; this role sets the strategic direction for the product portfolio. He also leads the competitive intelligence and benchmarking team.

Since joining Ameritas in 2012, Kelly has been a frequent presenter at Ameritas sponsored events and has been active in monitoring regulatory changes impacting the life insurance market as well as defining the Ameritas response to those changes.

In this Episode: 

Kelly explains how insurance contracts work, how an actuary thinks, and how companies position themselves for the future to protect you and your assets.

In this Episode:

Join Jim Oliver as he sits down with Dennis Daughety, a veteran in the franchise development and ownership space. Dennis got his start in 2002 at Choice Hotels International where he sold brands such as Comfort Inn, Sleep Inn, Econo Lodge and Rodeway. From there he moved to the development department of Driven Brands selling Maaco franchises. While at a franchise broker conference in 2014, he was introduced to the salon suites concept and signed up as a franchisee with Phenix Salon Suites. They saw his value as a seasoned director of franchise sales and hired him on later that year. During his tenure with Phenix Salon Suites, he opened 4 locations which he currently operates in his spare time. Dennis also owns a publishing company, has owned a health insurance and a scheduling app company and is always looking for the next opportunity.

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In this Episode:

Jim Oliver sits down with Dee Hutchins to discuss taking the alternative path in life and breaking away from the traditional mindset. 

Dee spent 20 years teaching high school history and coaching basketball. He has always enjoyed sharing insights with people that give them a new perspective on their own lives. He has since switched his focus to sharing health opportunities and speaking on the importance of gaining control of your life and finding freedom in knowledge all over the world.

“Work harder on yourself than you do your job” -Jim Rohn

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Join Harper Jones today as he takes over Breakaway Wealth and discusses characteristics  you should be looking for in an insurance company and what is necessary to get your personal banking system started.

Things to look for in a an insurance company:

1. Dividend paying whole life insurance policy that allows you to participate in the surplus profits
2. A mutual company that allows you to be the owner
3. A stable, established company
4. Strong financials, not just highly rated
5. Accommodates Infinite Banking Concept
6. Properly designs a policy that allows for the highest cash flow without MEC-ing your contract
7. Provides strong, guaranteed values 
8. Reinvests dividends back into your policy 

Connect with Harper:

Email: [email protected]

Facebook: CreateTailwind 

Website: https://createtailwind.com/

LinkedIn: Harper Jones

In this episode, Jim Oliver sits down with Bryan Flaherty, the co-founder and Managing Partner of CF Capital. Bryan is responsible for overseeing the strategic direction of the firm, the investment strategy for acquisitions and dispositions, asset management, as well as investor relationships. Bryan was even selected as one of the "20 People to Know in Real Estate" by Louisville Business First in 2019.

Bryan realized early in life that the traditional Wall Street lifestyle could only get him so far and began researching how to build his wealth and take his finances to the next level. After years of hesitation, Bryan eventually decided to give IBC a try and isn’t looking back

Join Jim Oliver and Nick Kosko conclude this series where we have been exploring the chapters of the late R. Nelson Nash’s book, “The Case for IBC”.

In this episode, Jim breaks down a simplified policy and shows how it is put into action to fund a real estate investment. With time, we see how the income from their investments (or behavior) begins to fund their policy creating the loop of Infinite Banking.

“The point of IBC isn’t to put your money into life insurance, instead it’s to hold your liquid funds in a very convenient vehicle before you deploy it to achieve your specific goals.”

Follow along with Jim and Nick in this series on YouTube!

Connect with Jim Oliver:

Facebook: CreateTailwind & Jim Oliver

Website: createtailwind.com

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Join Jim Oliver and Nick Kosko as we continue our exploration of late R. Nelson Nash’s, “The Case for IBC”. In this episode we look at chapter 6, Lessons from History, and discuss how our understanding and use of money has been altered through the years.

A Timeline of Money in the United States

Under the Bretton Woods System, gold was the basis for the U.S. dollar and other currencies were pegged to the U.S. dollar’s value.

• 1933- During the Great Depression, FDR required Americans to turn in their gold
• 1971- Nixon officially took the U.S. off the gold standard  
• • Fiat Money (backed by nothing) vs. Gold Standard (money backed by physical gold)

• 1974- ERISA (The Employee Retirement Income Security Act) --- IRA --- 401K
  • Designed to protect the banks and wall street, but what about the consumer?
  • Gave up control of your money to other people.
• 1979- Universal life was introduced by E.F Hutton 
  • Has failed twice and puts all the risk is on the consumer
• 1980’s- People started moving money from whole life insurance to wall street and 401K’s because employers and companies were incentivized with tax breaks to transition.
• 1986 Tax Reform Act- Changed life insurance forever by introducing the Modified Endowment Contract (MEC) 
  • Put a minimum and maximum that you can pay into your insurance policy (the minimum is set by the insurance company, the maximum is set by the government
  • This was created because there was concern too many wealthy Americans were using their policies to minimize their tax bills instead of for the intended death benefit it was designed for
  • Riding the MEC line keeps your policy as efficient as possible

“If you are making an uncommon amount of money, why would you want to do common things with it?”

Join Jim Oliver and Nick Kosko as they continue their break down of R. Nelson Nash’s book “The Case for IBC”.

In this episode we address frequently asked questions clients have when first approached with Infinite Banking Concept and clear up some common misconceptions about life insurance in the process. 

FAQ’s:

What does life insurance have to with banking?

What if I’m uninsurable? Can I still use IBC?

Why use whole  instead of term life insurance?

Why use life insurance for IBC rather than borrowing against other assets?

What happens if the economy crashes? Does that affect life insurance policies?

What if Congress changes the tax rules governing life insurance?

Could you become your own banker with a universal or other permanent life insurance policy?

Am I too old for this?

Purchase your copy of “The Case for IBC” HERE

Connect with Jim Oliver:

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Website: CreateTailwind.com

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Join Jim Oliver and Nick Kosko as they dive into the fourth chapter in our series exploring R. Nelson Nash's book, "The Case for IBC".

In this episode we discuss:

• How banks use your money to make THEM money. 

• How to take control of your banking system and create a cash flow

• The 5 simple rules of becoming your own banker

“If money doesn’t flow, it dies.” -- Jim Oliver

Purchase your copy of “The Case for IBC” HERE

Connect with Jim Oliver:

Facebook: CreateTailwind & Jim Oliver

Website: CreateTailwind.com

YouTube: CreateTailwind

LinkedIn: Jim Oliver

Join Jim Oliver and Nick Kosko as we continue to explore R. Nelson Nash's "The Case for IBC".

In this episode, we look at Chapter 3, "Banking and Life Insurance". Jim gives us a brief history of life insurance, the legal changes that have impacted it in the last 40 years, as well as the ways an Infinite Banking system can work for you. 

Key Takeaways:

• When it comes to term life insurance, the only benefit is death benefit.
• Money in your policy can be used and begin creating cash flow instantly
• Creating an Infinite Banking system guarantees growth in your account over time

Purchase your copy of "The Case for IBC" HERE