Broker Daily Podcast Network

Bluestone Home Loans is celebrating a quarter century milestone, with the broker channel recognised as an important component of this success. In the latest episode of Broker Daily Spotlight, the non-bank lender's chief commercial officer, Tony MacRae, reflects on the growth achieved over these years, announcing a "refresh" of the Bluestone brand.

Looking to the future, Bluestone plans to expand and innovate, with a strong emphasis on continued support for the broker channel and borrowers.

As a thank you to their broker network for 25 years of trust and support, Bluestone has a limited time offer to help you deliver a "yes" to even more clients. Get 0.25 per cent p.a. off interest rates on new applications.*

*Applies to new applications submitted from 10 to 28 February 2025 and settled within six months. Applications subject to credit assessment, eligibility criteria and lending limits. Terms and conditions, fees and charges apply.

We are just one week away from the long-awaited meeting of the Reserve Bank of Australia and plenty of economists are predicting a cut for the first time in years. In the latest episode of Finance Specialist, Jack Campbell and Trent Carter discuss the implications of this decision, and how not everyone wins from a rate cut.

Still, consumers shouldn't expect changes overnight. While a cut is welcome news for many, it could take a while before any real outcomes are recognised.

In the latest episode of Broker Daily Uncut, the team discuss commercial and finance lending, and why brokers who "dabble" in this area could put clients at risk. Brokers need to be on top of regulation and compliance. Those who write commercial and finance loans on a whim, without the proper knowledge, could put clients' finances at risk.

Also touched on was the upcoming RBA rate call. With one week to go, the long-awaited cut could be within reach.

In this episode of Business Accelerator, hosts Alex Whitlock and Jason Back discuss the increasing reliance on technology. While it can certainly be a benefit to brokers, don't let it remove the human touch. Relationship building is a must for brokers and no matter how streamlined a process can be made through tech, these connections must be maintained in order to keep clients feeling heard and satisfied.

Back urged brokers to segment clients (e.g., first-time buyers, investors) and tailor communication strategies to their specific needs and pain points. This includes anticipating client concerns and offering solutions before problems arise.

This episode of Broker Daily is Part 1 of a special four-part series where hosts Jack Campbell and Alex Whitlock host a roundtable conversation with John Flavell, managing director and founder of non-bank lender Wave Money. The conversation is free flowing and covers a range of relevant topics including:

• Flavell talks about his extensive 30-year career working in a range of roles across the mortgage lending industry and how that experience has shaped his strategy and approach when founding the Wave Money business.
• The differences between bank and non-bank lending and how Wave Money's exclusive focus on the broker channel and delivering value to end customers sets it apart.
• The growing preference for mortgage brokers and the importance of their role in providing solutions to complex financial situations.
• Wave Money's focus on the self-employed market and their ability to offer tailored lending solutions for borrowers with diverse income structures.
• The significance of relationships in lending, both between brokers and lenders, and brokers and their clients.
• The outlook for borrowers and small businesses in the current market, considering factors like interest rates, inflation, and the tight property market.

Show Links:

• John Flavell's LinkedIn profile: https://www.linkedin.com/in/johnflavell/
• Wave Money company page: https://www.linkedin.com/company/wavemoneyaustralia/
• Wave Money website: https://www.wavemoney.com.au/
• Jack Campbell's LinkedIn profile: https://www.linkedin.com/in/jack-campbell-300594246/
• Alex Whitlock's LinkedIn profile: https://www.linkedin.com/in/alex-whitlock-broker-daily/
• Broker Daily company page: https://www.brokerdaily.au

In this episode of Finance Specialist, join Broker Daily editor Jack Campbell and Accendo's Trent Carter as they explore the world of SME lending. From servicing clients to developing strong relationships, brokers have the opportunity to make a long-lasting impact. Lenders often lump SMEs into broad categories, which can lead to smaller businesses receiving less personalised service compared to larger ones. This creates opportunities for brokers and non-bank lenders to fill gaps, especially for niche needs like invoice financing.

Brokers must build trust by being honest and transparent with clients, helping them achieve their goals while managing expectations. Overall, the discussion emphasises the importance of personalised service, education, and strategic planning in helping SMEs navigate their financial challenges.

In the latest episode of Broker Daily Uncut, hosts Jack Campbell, Phil Tarrant, and Alex Whitlock discuss the increasingly annoying red tape for property investors. The latest toilet debacle is another bit of compliance that is leaving some investors disillusioned with it all.

Also touched on was the long-anticipated February cash rate call from the RBA. Many are penning a cut at the meeting. Will we see some relief or will a hold cause further stress?

Many entrepreneurial brokers will have growth targets in mind, which may begin modest. Once these targets are reached, how can you keep this momentum going? These themes were discussed in the latest episode of Business Accelerator. Here, Alex Whitlock and Jason Back jump into tips and tricks for scaling a business.

After overcoming the fear of hiring staff and outsourcing, business owners might begin seeing an increase in business volume. At this point, the challenge becomes handling the growing workload. The importance of thoughtful decision-making when scaling a business and managing staff to ensure sustainable growth and success cannot be understated.

In this brand-new podcast series Finance Specialist, Broker Daily is teaming up with Accendo to provide insights into the often-overshadowed world of commercial and asset finance broking.

The conversation features Trent Carter, who highlights the potential for growth in the SME market, despite it being less popular among brokers. He emphasised the importance of understanding different industries, managing cash flow, and offering tailored solutions for SME clients, especially in challenging economic times.

From established businesses to newcomers, clients can have diverse needs. It's key that brokers understand the financial health of these businesses, not just focusing on profits. It can be beneficial to keep up with industry trends.

In this latest episode of Broker Daily Uncut, Phil Tarrant, Alex Whitlock, and Jack Campbell delve into the government's National Housing Accord. With the first quarter falling short of target, the goal of building 1.2 million homes by 2029 may be far-fetched. There are various challenges like high construction costs, tradie shortages, and the complexity of development approval processes playing a role in the poor results. There are also frustrations over housing policies that focus mainly on NSW, leaving other regions out.

The conversation then touched on challenges in the SME sector, particularly around cash flow issues. SMEs often face difficulties obtaining funding and brokers have a critical role in supporting these businesses.