We explore the retail presence of banks and the impact on broker market share, with a special focus on ANZ's new mortgage play. Mortgage broking veteran Troy Phillips and Joel Wyld, one of Australia's top young loan writers, join The Adviser's Huntley Mitchell for an in-depth discussion on these issues. Also featured in this episode is our junior journalist, Emma Ryan, who provides an update on some of the recent happenings among the lenders. http://www.theadviser.com.au