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Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset
Based on Podcast App listening data
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset episodes
- 37// The most important habit to break the paycheck-to-paycheck cycle
Struggling to Stay on Top of Your Spending? Here's How Weekly Tracking Can Help You Reach Your Goals
For many busy moms, staying on top of household finances can feel overwhelming. With bills, groceries, and daily expenses piling up, it's easy to lose track of your budget. In this episode, we dive into a powerful yet often overlooked habit—weekly spending tracking. Learn why setting a plan at the start of each month and adjusting your budget weekly is a game-changer for reaching both your money and life goals. We'll also address common struggles like the discomfort of facing your spending habits and how this one step can create lasting, positive change. If you're looking for a simple yet effective way to stay on top of your finances, this episode is for you.
Click here for the free Budget Foundations Jumpstart!
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Text the show.
Send Questions or Comments
Let's connect:
Email [email protected]
18 min - 36// Be a Fierce Protector of Your Financial Goals
We are busy moms, taking care of a lot of things. So how can we protect our goals and visions? How can we stick with our goals?
Answer: We must become a fierce protector of the goal.
1. Protect your time to have the vision.
2. Protect your time to plan.
3. Protect your plan.
4. Figure out how you will keep up with all your other commitments.
And BELIEVE IN YOURSELF!
You got this.
Click here for the free Budget Foundations Jumpstart!Let's Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.
Send Questions or Comments
Let's connect:
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22 min - 35// One SMALL STEP to Improve in Any Phase of Budgeting
What phase of budgeting are you in?
Procrastination Phase?
Beginning Budgeter?
Been Budgeting For a While?
Lost your Drive?
Whichever phase you are in, I bet you can find a small step to take forward in this episode.
Click here for the free Budget Foundations Jumpstart!Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Let me know what you picked! Click to send a text to the show.
Send Questions or Comments
Let's connect:
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17 min - 34// The 50/30/20 Budget: Pros, Cons, and Truth Bombs
You know I talk more about a Values-Based Budget. So come along with me as I break down the pros and cons of a 50/30/20 budget.
Click here for the free Budget Foundations Jumpstart!
Let’s Connect:Instagram @budgeteffectpodcast
Email [email protected]
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.
Send Questions or Comments
Let's connect:
Email [email protected]
15 min - 33// Tips for a Low or No Spend Fall | Save Money This Fall
Fall is a great time to save money!
In this episode we cover:
1. Why fall is a great time to cut spending
2. How to set rules for a no-spend or low-spend fall
3. Expenses that are coming up in fall and secondary options
4. Fun and low cost activities in the fall.
Click here for the free Budget Foundations Jumpstart!
Let’s Connect:Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?Click below to send your question to the show.
Send Questions or Comments
Let's connect:
Email [email protected]
32 min - 32// How to Make Meal Planning Work for You | Meal Planning for Busy Moms on a Budget
If you want to success with budgeting, then meal planning is something you're probably going to have to stick to. In this final episode of our 3-part meal planning series, we really zoom in on how to make meal planning work for you.
Click here to join the Meal Planning Challenge
Click here for the free Budget Foundations Jumpstart
Let’s Connect:Instagram @budgeteffectpodcast
Email [email protected]
Text the Show!
Click below to send your question or comment to the show.
Send Questions or Comments
Let's connect:
Email [email protected]
19 min - 31// Tips for Meal Planning on a Budget with Plandy.Mandy
Today we have expert meal planner, Plandy Mandy, to share some of her top tips for how to meal plan, sticking to a meal plan, and how to meal plan on a budget.
It's Part 2 of our 3-episode series on Meal Planning!
You can find Mandy on her Instagram page @Plandy.Mandy
You can join the Meal Planning Challenge by signing up here.
If you are ready to stop messing around and really get started with your budget, I can help:
FREE Budget Foundations Jumpstart Email Course
Money Movement Group - 15 weeks of learning and habit building - Closes Aug 31
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.Send Questions or Comments
Let's connect:
Email [email protected]
35 min - 30// Meal Planning vs. Eating out on a Budget | Meal Planning Challenge
Meal planning is challenging for a lot of people! If you are doing well with meal planning then you should be proud! But regardless of the challenge, it's something that is beneficial for our budget, our nutrition and even our mental health.
This episode will hopefully motivate you to build your habit of meal planning.
JOIN the MEAL PLANNING CHALLENGE
Join the Money Movement Course - Closes August 31st
FREE Budget Jumpstart Challenge
Parents.com article that I cite in this episode
Let’s Connect:Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.
Send Questions or Comments
Let's connect:
Email [email protected]
22 min - 29// Reaching Money Goals in a Holistic Way | More than one way to pay off debt
You are doing big things when you decide to start moving forward with money. So start to think bigger. It’s not just your budget and looking for good deals and finding out how to live frugally while you fix your money situation.
It’s a holistic endeavor: your mindset, your other home habits, your self-care, your money-saving strategies, your budgeting strategies. It all matters to your success.
Tune in to learn how there are many unexpected ways to move forward with money beyond just budgeting.
Click here for SEPTEMBER 2024 MONEY MOVEMENT PROGRAMClick here for the free Budget Foundations Jumpstart!
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.
Send Questions or Comments
Let's connect:
Email [email protected]
12 min - 28// Back to School on a Budget | Budgeting for School Shopping and the School Year
Back to School means budgeting for school supplies, school clothes, working on our back to school routines, and thinking future forward about our school year budget and school year routines.
In this episode we cover all those things.
*back to school mindset
*back to school budget
*school shopping budget
*school supply budget
*how to save for school expenses
YOU GOT THIS.
Click here for information TEST GROUP FOR NEW PROGRAM
Click here for the free Budget Foundations Jumpstart!
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Click below to text your question to the show.
Send Questions or Comments
Let's connect:
Email [email protected]
28 min
About Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset
From the publisher's feed
It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt,…
shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.
Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.
This is a debt podcast!
Topics we cover:
Foundational Budgeting Skills:
- How to create and stick to a budget, even with limited income.
- Simple, actionable steps to build a zero-balance budget each month.
Overcoming Impulse Spending & Credit Card Reliance:
- Strategies to control impulse buying and overspending.
- Breaking the cycle of using credit cards as income and paying off debt sustainably.
Budgeting for Busy Moms:
- Budgeting tips for real life - especially budgeting tips for busy moms
Intentional Living & Aligning Spending with Values:
- How to figure out your core values and create a value-based budget
- How to spend intentionally without sacrificing things you love.
- Aligning household routines and systems with financial goals.
Financial Preparedness & Saving for the Future:
- Building emergency funds and saving for bigger expenses with confidence.
- How to manage everyday expenses while planning for future goals like retirement, vacations or a home.
Self-Care & Financial Wellness:
- Prioritizing self-care to avoid burnout.
- Developing healthy habits for long-term financial success and balance.
Mindset Shifts for Financial Growth:
- Abundance mindset
- Embracing financial mistakes as opportunities for growth and grace.
Tracking Spending & Staying Accountable:
- Practical tools to track where your money goes and stay in control.
- The power of community and support systems
A note from Erin:
As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.
*How can I pay off my debt?
*Is there an easy budget method?
*How can I simplify my household expenses?
*How can I pay down credit card debt?
*How can I stop relying on credit cards?
*How to start budgeting for beginners?
*How to budget on one income?
*How can I live within a budget?
*How do I write a budget?
*How do I spend less?
*How can I move forward financially?
*What if I don't have enough money to invest?
*How can I build wealth?
*How can my budget reflect my core values?
*How can I LIVE ABUNDANTLY on a budget?
*Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.
Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast)
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