Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset

If you want to start budgeting, what should you do at the end of this month before you start next month?

OR

If you wrote a budget for this month, but you haven’t looked at it since the beginning of the month, and now it’s the end of the month…what do you do?

Maybe you lost motivation or maybe life just happened. Regardless of the reason, we have to find the solution and get back to the plan. This episode will tell you how to do that. 

Click here for information TEST GROUP FOR NEW PROGRAM

Click here for the free Budget Foundations Jumpstart

This show is for you if you’ve ever asked yourself:

How to I start a budget?

How do I stick with meal planning?

Let’s Connect: 

Instagram @budgeteffectpodcast

Email [email protected]

Want to ask a question?

Click below to send your question to the show. 

Send Questions or Comments

Let's connect:

Email [email protected] 

In this episode, we're getting into the importance and the how-to of budgeting for self-care. A little work up front can help you get exactly what you need and want for self-care in your monthly budget. Tune in to learn how to prioritize your well-being without breaking the bank!

I will also walk you through how to use this FREE self-care budget builder.

Click here to get the SELF-CARE BUDGET BUILDER

This episode is for you if you’ve ever asked yourself:

• How can I budget for self-care?
• What are some tips for self-care on a budget?

Click here for the free Budget Foundations Jumpstart!

Click here for information about the opportunity to be the first "small test group" for the new budget course.

Let’s Connect: 

Instagram @budgeteffectpodcast

Email [email protected]

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How are your spending habits on the stuff you want and need for self-care?

Text 1 -  if you are spending way too little, you don’t get what you want or need. 

Text 2  - Just right you are spending the amount you need and want

Text 3 - You overspend and overbuy

Click below to send your answer to the show. 

Send Questions or Comments

Let's connect:

Email [email protected] 

If you want to get ahead with money, but you’re behind on bills or just can’t figure out how to get going, then this episode is for you. 

The main takeaway is that you must have a plan. And I have a proven plan that can work for you. 

This episode is for you if you’ve ever asked yourself:

How can I pay off debt?

How do I stop living paycheck to paycheck?

How can I budget if I don’t have enough money?

How can I stretch my money?

Click here for the free Budget Foundations Jumpstart!

Link to the old episode: Instead of sitting in overwhelm, COME UP WITH A PLAN. (Warning, the sound isn't too good in this one.)

Let’s Connect: 

Instagram @budgeteffectpodcast

Email [email protected]

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There was no question this week. Let me know if you have any questions!

Click below to send your answer to the show.

Send Questions or Comments

Let's connect:

Email [email protected] 

BUDGET JUMPSTART CHALLENGE

Let's reflect on our wants and needs so that we can make better choices about our spending. Use these prompts to figure out if we are spending money and time on the things that are actually going to fulfill our needs.
Journal Prompts for Needs and Wants

This episode is for you if:
Have trouble with impulse buying, impulse  purchases, impulse shopping
You have trouble sticking to your budget because you want to buy all the things
You are afraid to start budgeting because you think a budget will limit you.


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I didn't have a question this week. What questions do you have for me?

Send Questions or Comments

Let's connect:

Email [email protected] 

Since we started the podcast, I've been saying we need to talk about sinking funds! In this episode I will break down sinking funds and how they can level up your finances. I will answer:
What are sinking funds?
How do sinking funds work in your budget?
How do sinking funds help you?
I hope this episode motivates you as much as it motivated me!

Click here to JOIN THE BUDGET FOUNDATIONS JUMPSTART challenge.

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What sinking funds will you start??
Click to text your answer in to the show! 

Send Questions or Comments

Let's connect:

Email [email protected] 

Got debt? Let's crush your money goals. As a single mom making 28k, I paid off thousands of dollars in debt. Let me give you 4 things that worked for me and maybe they'll work for you too.

Click to join the BUDGET JUMPSTART CHALLENGE.

This episode is for you if...
-you are working on your debt payoff.
-you have a low income and want to save money.
-you are a normal person with normal debt and you want to have financial freedom!
-you just want to save money and get ahead.

Find me on Instagram @budgeteffectpodcast
Or email me [email protected]


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What are your interests/hobbies that you would spend your time on if you had more freedom with your time and money?
Click to text your answer! 

Send Questions or Comments

Let's connect:

Email [email protected] 

Many people are stuck in a cycle of living paycheck to paycheck with seemingly no way out. But there is a solution! Of course you need a budget, but even more specifically - a weekly budget. This will help you get so intentional with your money and move forward with money and in your life.

Do you want help getting started with a budget?
Join the BUDGET JUMPSTART CHALLENGE for FREE!

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What is the most challenging part of budgeting for you right now?
Is it something with getting the budget set up? Or does it have to do with sticking to it? Let me know by texting your answer into the show. 

Send Questions or Comments

Let's connect:

Email [email protected] 

If you need help getting a budget started, start with these four things.

BUDGET JUMPSTART CHALLENGE

So if you have been wondering:
How do I stick to a budget?
How do I even get started with budgeting?
How do I pay off debt?
How do I invest when I live paycheck to paycheck?
How can I move forward as a single mom?
Then this episode is for you.

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast

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What is your WHY? What is your biggest goal?
Send your answer by clicking the button below.

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Let's connect:

Email [email protected] 

If you want to move forward in life with money, in your motherhood, in your womanhood, then work on these three things. The great thing is that they are totally free to pursue.

CLICK HERE for the BUDGET JUMPSTART CHALLENGE.

Click here for the Whole Life Wellness Reflection

Question of the Week:
<<What is a habit you’ve developed that has positively impacted your life?>>

Send Questions or Comments

Let's connect:

Email [email protected] 

If you want to have an active summer, but you don’t want to break your budget, then this is the episode for you. We discuss preparing for summer with kids, summer routines, summer on a budget, budget friendly summer activities and more. Listen in.
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We discuss 4 things you can do to save money this summer: 

1. How to prepare for summer by thinking about your new routine
2. Ways to save money when you are out of the house more often
3. Ways to cut costs from your budget during the summer 
4. Free or low-cost things to do in the summer.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast

This episode will help you if you have been wondering:
How do I stick to a budget as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks for summer?
How to budget as a single mom?
Or if you want...
Money saving tips for summer
Tips for saving money this summer
Tips for paying off debt 
Tips for moving forward as a single mom

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This week's questions: 
1) What is your favorite low-cost summer activity?
2) What is the cost you are dreading this summer?

Send Questions or Comments

Let's connect:

Email [email protected]