Built Different Podcast

Are you tired of struggling to save a 20% deposit for your dream home? What if there was a way to get into the property market sooner and still make confident property decisions?

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this week's episode, Strachan Taylor, Helia’s Chief Commercial Officer LMI shares the power of mortgage insurance and how it can be a game-changer for property investors and first-time buyers. Discover why LMI can be a valuable tool for homebuyers, helping them overcome the challenge of saving a 20% deposit. 

He will also shed light on how the premium is calculated based on risk and the market's historical performance, share insights into LMI refunds, where applicable, and how they can potentially save you money and so much more!

If you’re ready to unlock the secrets of mortgage insurance and discover how it can benefit your property journey, then make sure to tune in to this episode!

Timestamps:

00:00 - Intro

01:41 - Strachan’s 3P’s

05:21 - Is LMI the springboard to get into the property market?

08:27 - How long does saving 20% on a property take?

10:31 - How does risk appetite work between different banks?

13:44 - When’s the right time to buy a property?

16:18 - Navigating Property Market Fluctuations and the Role of LMI

19:35 - LMI Refunds and Their Impact on Mortgage Costs

22:39 - How Mortgage Insurers Simplify the Process

25:17 - Exploring New Frontiers in Mortgage Insurance

28:36 - Outro

About Our Host:

Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/  

Follow the Australian Investment P

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Have you ever felt confused about how to enter the property market? With so many options available, it's easy to feel overwhelmed and stuck in analysis paralysis.

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this week's episode, Damien Walker, Finance Broker Director at Atelier Wealth unravels the latest budget announcements and their impact on first home buyers. Discover the changes in schemes like the first home guarantee, the family home guarantee, and more.

He will also share some valuable insights and tips to help you make confident decisions in the property market, help property investors start and scale their portfolios, and focus on a topic that many young investors and first home buyers struggle with: making confident decisions in the property market and so much more!

If you’re ready to demystify the complexities and make informed decisions as a first home buyer, then make sure to tune in to this episode!

Time Stamps:

00:00 - Intro

03:44 - First Home Buyer Choice Schemes

08:12 - Home Guarantee Schemes

11:33 - Family Home Guarantee

15:52 - Borrowing Capacities and Rate Rises

20:23 - Overcoming Challenges and Taking Action

24:32 - Outro

About Our Host:

Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/  

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ 

Follow Aaron on Facebook:

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Ready to master your personal money story and transform your financial life for good?

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this week's episode, Kylie Sultana, Practice Development Manager at Creo Wealth and creator of Money Management course, shares her insights and tools to improve your relationship with money and create a financial plan aligned with your values and goals.

She also talks about her insights on the Barefoot Investor strategy, how to understand and rewrite your money story, how to effectively quantify your return on investment, how older and younger couples approach financial planning and retirement differently, why Kylie created her money course and how it can help you take control of your financial well-being, and so much more!

If you want to learn how to reframe your mindset around money so you can become more empowered and make better financial choices, then make sure to listen to this episode!


Time Stamps:
00:00 - Intro
01:01 - Kylie’s Recent Holiday Travel 
03:08 - Creo Wealth’s Journey of Serving Clients
06:01 - The Value of Financial Advice
09:23 - The Barefoot Effect
11:22 - Money Mindset and Our Relationship With Money
17:39 - How to Quantify Your Return on Investment
22:47 - Chalk and Cheese Conversation
26:54 - Kylie’s Course
34:43 - Final Messages
35:34 - Outro


About Our Host:
Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.


Connect with Aaron:
Visit the website: https://atelierwealth.com.au/ 
Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid  
Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaron-christie-david-a7482a21/ 
Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/channel

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

If your property portfolio could give you the financial freedom you've always wanted, how would you live your life differently?

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this week's episode, Matt Jones, founder of Property Resource Shop and Gold Coast Property Networking Group, shares the principles and strategies that helped him build a property portfolio that enables him to achieve his biggest dreams and live a more fulfilling life. 

He also talks about the most important lessons he learned from his property journey, his unique ways of building an engaged community, the first-hand experiences he has with co-investing and joint ventures, his insights on how to get started as a first-time property buyer, what inspired him to travel overseas with his family and create beautiful memories, and so much more!

If you want to get inspired and educated on how property investing can help you achieve financial independence so you can spend more time doing what you love, then make sure to listen to this episode! 


Time Stamps:

00:00 - Intro
01:41 - Matt’s 3PS (Personal, Professional and Property Journey)
03:29 -  The Importance of Investing in Yourself
07:24 - Doing Leverage the Right Way
09:52 - How to Get Mentally Prepared if Something Goes Wrong in Your Portfolio
13:20 - Community Building
19:37 - Guide for First-Time Property Buyers 
23:34 - Matt’s Experience in France for 2 Years
29:12 - Final Thoughts and Takeaways
35:09 - Outro


About Our Host:

Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.


Connect with Aaron:

Visit the website: https://atelierwealth.com.au/ 
Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid  
Follow Aaron on LinkedIn:

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Want to get inspired and learn valuable insights on wealth creation and property investment from someone who started from scratch?

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this week's episode, Victor Kumar, Director at Right Property Group, shares decades of knowledge and wisdom that you can use as guiding principles to pursue your own version of financial abundance through property investment. 

He talks about the process of building a solid portfolio, why the rapidity of acquisition and the number of properties is irrelevant to your success, the biggest curse you want to avoid as an investor, the critical factors to consider before starting your property journey, the greatest secret that made him financially successful, and so much more!

If you want to learn the mindset and strategies that helped our guest build a multimillion-dollar property portfolio, then make sure to listen to this episode! 

Time Stamps:
00:00 - Intro
03:45 - Victor’s 3Ps (Personal Professional Property Journey)
07:26 - Disclaimer
07:43 - Grass-Roots Beginnings
12:14 - We Are Our Greatest Asset
14:42 - Younger People Tend to Take Greater Risks
20:37 - Game of Finance
31:11 - Top Tier Property Investors
33:42 - The Story Behind Victor’s Watch
37:56 - What Inspired Victor to Create His Book
40:04 - Growth or Cash Flow
50:41 - Final Thoughts and Outro

About Our Host:
Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:
Visit the website: https://atelierwealth.com.au/
Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid 
Follow Aaron on LinkedIn:

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Do you want to get updated with the latest insights on the fixed rate cliff so you can manage your mortgage effectively and avoid falling behind on your repayments?

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this solo episode, I walk you through a detailed breakdown of all the numbers and details involved in the fixed-rate cliff so you'll be empowered to create a game plan to help you make the best possible decisions for your financial situation.

I also discuss how to tackle debt-to-income ratio issues, provide a clear illustration of where banks at with their percentage of fixed-rate loans, what your future repayments could look like on different loan tiers, what is a mortgage prisoner and how to get your interest rates as low as possible, and so much more!

If you want to better understand the potential risks and opportunities associated with the fixed rate cliff, then make sure to listen to this episode! 

Time Stamps:

00:00 - Intro

01:39 - Fixed Rate Cliff

05:46 - Debt to Income Ratio

08:20 - New Loan: Fixed or Variable

09:52 - Lender Exposure

13:17 - Interest Rate and Monthly Repayment

16:18 - Extra Repayments

18:39 - 2021 vs 2023 Interest Rate

21:21 - Mortgage Cliff

22:30 - Final Messages and Outro

About Our Host:

Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/ 

Follow Aaron on Facebook:

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Want to learn how to choose a mortgage broker who can offer you tailored solutions that best fit your specific needs and financial situation?

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this week's episode, Mark Haron, Executive Director at Connective Broker Services, shares his professional and data-driven insights about the mortgage broking industry. 

He specifically talks about what an aggregator is and its role, what best interest duty entails, the list of things to look at when you're looking for a mortgage broker, why refinances have increased 25% year on year, his insights on the increased appetite of investors for commercial property, and so much more!

If you want to learn the current trends in refinancing and how they may affect your investment strategy and decision-making, then make sure to listen to this episode! 

Time Stamps:

00:00 - Intro

01:16 - What Is an Aggregator?

02:45 - Mark Haron’s 3PS (Personal Professional and Property Journey)

03:57 - Best Interests Duty

07:13 - How to Choose Your Broker

09:30 - Broker Commissions

14:14 - Aggregator Levels

18:34 - The Number of Commercial Property Purchase Applications

21:25 - Runoff Rate

23:43 - Final Messages

24:24 - Outro

About Our Host:

Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/ 

Follow Aaron on Facebook:

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Are you curious about the current state of the property market and eager to gain valuable insights from an industry expert?

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this week's episode, Steve Waters, Director of Right Property Group, shares the latest trends, opportunities, and risks in the property market to help you get the edge you need to succeed as an investor.

He also talks about where he is looking to buy and what his strategies are, why there's always a crisis that affects the property market, the top regrets of most investors, why fluidity of credit is the biggest problem that we have, and so much more.

If you're looking to buy, sell, or invest in property and want to better understand what's happening in the market, then make sure to listen to this episode! 

Time Stamps:

00:00 - Intro

01:22 - Pioneers of Buyer’s Agent Space

05:17 - Steve’s 3P’s (Personal, Professional and Property Journey)

09:58 - Quantity vs Quality for Properties

12:53 - Unprecedented Market Conditions

16:30 - Household Cash Flow Management

18:46 - Steve’s Advice and Strategy to His Clients

25:16 - Unique Identifiers

29:25 - Collaboration

31:01 - The Outlook on the Market

40:08 - Design Your Decade

45:01 - Final Messages

46:34 - Outro

About Our Host:

Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/ 

Follow Aaron on Facebook:

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Do you want to hear relatable, real-life stories of investors who have successfully secured their dream properties?

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this week's episode, Julian Khursigara, company owner of Search Party Property, shares client case studies full of strategies and tactics to inspire and help you navigate the complex property-buying process.

He also talks about the different mindsets of investors, how to ignore the market conditions but not be tone-deaf at the same time, why finance is king in property investing, how a single mom was able to buy one property and then build a portfolio of three within 12 months, and so much more!

If you want to get inspired and educated at the same time on how to achieve your financial goals through property, then make sure to listen to this episode! 

Time Stamps:

00:00 - Intro

01:19 - Juian’s Background Story (3 P’s)

06:19 - Investors From the Last Several Years vs. Investors Today

07:58 - The Market Resilient Investor

13:22 - Client Case Study #1

19:27 - Choosing the Right Property in the Right Land

25:41 - Client Case Study #2

31:18 - Client Case Study #3

34:41 - Final Messages

36:40 - Outro

About Our Host:

Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/ 

Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Are you taking full advantage of all available deductions to optimise your returns and safeguard your investment property?

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this week's episode, Mike Mortlock, Managing Director of MCG Quantity Surveyors, shares his extensive knowledge and professional insights on all things depreciation.

He specifically talks about the advantages of teaming up with a quantity surveyor, underinsurance concerns in Australia, why safeguarding your property is as important as maximising its profitability, challenges faced by first-time homebuyers, and much much more.

If you want to learn how you can potentially reduce your tax liability and increase your net return on your property investment, then make sure to listen to this episode! 


Time Stamps:
00:00 - Intro
01:40 - Mike’s 3PS (Professional, Personal and Property Journey)
05:49 - Quantity Surveyor Role
8:36 - Is the Depreciation Schedule Transferable?
11:12 - Advantages of Claiming Depreciation That Are Often Ignored
14:16 - Manufacturing Some of the Depreciations
18:01 - How Would the Property’s Insufficient Insurance Coverage Be a Problem?
23:26 - Mike’s Research Team 
25:18 - Tips From Quantity Surveyor Before Renovating Your Property
27:34 - Common Problems for a First-Time Home Buyer
30:07 - Shortage of the Rental Property
33:56 - Final Messages
34:18 - Outro


About Our Host:
Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.


Connect with Aaron:
Visit the website: https://atelierwealth.com.au/ 
Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid  
Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaron-christie-david-a7482a21/ 
Subscribe to Atelier Wea

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au