Built Different Podcast

What’s stopping you from building real wealth? In this episode, I sit down with Damien Walker, my right-hand man and fellow numbers nerd, to unpack the latest RBA rate cut and what it really means for investors, homebuyers, and anyone wanting to grow their portfolio. We answer questions straight from our listeners, from the myths around 10-year interest-only loans to the silent damage credit cards and car leases are doing to your borrowing power. We dive into the psychology of money, rentvesting, choosing the right buyer’s agent, and why self-employed Aussies are missing out. It’s honest, it’s practical, and it might just be the wake-up call you need. If you’re ready to stop sitting on the sidelines and start taking action, this one’s for you.

Key Moments:
00:20 RBA rate cut: what it means for you
02:20 Borrowing capacity explained 
07:00 Why most investors regret not buying more
12:52 The mindset shift: income-producing vs. depreciating assets
20:06 Outgrowing your broker
24:45 The magic number for financial wellbeing
28:10 1 in 10 Aussies are now millionaires
33:42 Rentvesting reality & long-term affordability concerns
39:00 Should you trust your super fund?
43:00 Why more investors are turning to self-managed super
46:00 How to structure your income for smarter investing
50:11 Are you really running a business or just self-employed?

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Meet Rishi Bajaj: From losing his job to building a 9-property portfolio with strategy and grit

What happens when your income disappears overnight? For Rishi Bajaj, it was the wake-up call that sparked a complete financial transformation.

In this episode, Rishi, now a successful buyer’s agent and property investor, shares how losing his job during COVID lit the fire that led him to build a diversified 9-property portfolio. We unpack the most overlooked aspect of investing, cash flow management, and how the right tools (including Rishi’s very own spreadsheet) can make or break your ability to scale.

We explore the three stages of investing, acquisition, stabilisation, and consolidation, and the hard-earned mistakes Rishi made along the way, from buying without due diligence to holding on too long. If you're stuck at 1 or 2 properties and wondering how to move forward, this one’s for you.

Let this episode be your blueprint to scale with confidence and clarity.

Link to the spreadsheet spoke about in this episode - https://docs.google.com/spreadsheets/d/1UANDSoLGN6HSBdK4-A54-b3dpbs4DgVjXkFiqUVTfn8/edit?usp=sharing

Key Moments:

01:29 Questions This Episode Will Answer
05:29 The Missing Piece in Your Property Strategy
11:11 How to Build Holding Capacity & Sleep at Night
16:38 Treating Your Portfolio Like a Business
21:43 Strategic Scaling Without Hitting a Wall
28:38 Why a Clear Strategy Beats Hotspots
31:34 The Moment That Changed Everything
37:37 Rishi’s Full Property Portfolio Breakdown
43:07 Mistakes to Avoid on Your Investing Journey
49:39 From Average Investor to Top 1%: How to Break Through
55:34 Choose Your Hard: Cars vs. Cash Flow
1:01:45 Take Action, Build a Strategy, and Don’t Settle

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Meet Cameron Kusher: The property economist who’s helping Aussies make sense of a wild market

What’s really driving property prices in Australia and what’s next? In this episode, I sit down with Cameron Kusher, one of the most respected property economists in the country, to unpack the state of the market, where things are headed, and what it all means for everyday Australians.

With a career spanning RBA Group, CoreLogic, and now Aussie Property Insights, Cameron is known for cutting through complex economic data and making it human. We talk housing affordability, generational wealth, rentvesting, the myth of timing the market, and why some buyers are quietly getting ahead while others stay stuck on the sidelines.

But this isn’t just stats and strategy, it’s real talk about family, financial stress, and designing a life that actually works. If you’ve ever wondered whether now’s the right time to buy, how to help your kids into the market, or what it means to actually live well, this one’s for you.

Key Moments:
00:00 Who is Cameron Kusher
04:32 Is housing affordability really worse than it used to be?
08:20 The harsh reality of first-home expectations
12:42 Getting a mortgage today is an asset in itself
15:35 Are you bullish or just being realistic about housing?
21:06 Should parents invest now for their children’s future?
27:19 Why buying sooner may beat waiting for a rate cut
33:08 What to look for when buying (it’s not just price)
37:32 Around the grounds: state-by-state property breakdown
42:26 Regional living: why coastal towns are still hot
49:50 Should you move to live slower, not just cheaper?
56:04 Cameron’s new venture: Aussie Property Insights

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Meet Thomas O’Regan: From chef to 9 properties and a 6-figure passive income goal

How do you go from working 16-hour shifts as a chef to owning nine properties, building a $3.5 million portfolio, and chasing down $300K in passive income? You get clear on your vision and refuse to settle.

In this episode, I sit down with Thomas O’Regan, an everyday Aussie who proves that property success has less to do with income and everything to do with mindset. Starting on a combined income of $120K and a $45K deposit, Thomas shares how he and his wife built a cashflow-positive portfolio while staying aligned as a couple through it all.

We unpack the power of leverage, the importance of speed, and why the right community can change everything. Thomas isn’t a trust fund kid or a high-flying exec, he’s living proof that smart, strategic investing is possible for anyone.

If you’ve ever thought, “I could never do that”, this one’s for you.

Key Moments:
00:40 Thomas’s early investing mistakes and mindset shift
04:01 Buying with a 45K deposit and 120K income
06:10 What Thomas looks for in growth markets
11:03 Navigating trust structures and investment trends
15:40 Transitioning from chef to investor
21:00 The cost of bad advice
26:04 Why now is the time to get in
30:28 Selling for growth: when ego gets in the way
34:02 Being around people who celebrate success
38:10 Using debt wisely and sleeping well at night
44:00 Why he believes property changed his life

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

What if financial freedom wasn’t just a dream, but a choice? In this episode, I sit down with Queenie Tan, a powerhouse content creator and author of The Fun Finance Formula, who’s helping young Australians rewrite their money story one post at a time.

From growing up in a modest home and learning about money from her dad’s quiet wealth, to buying her first home at 23 and launching a successful online business, Queenie shares how she built a life of purpose and independence from the ground up.

We dive into limiting beliefs, delayed gratification, her journey into content creation, and how she’s now using her platform to empower others through money education. Whether you're just getting started or feel stuck in the middle, this conversation is packed with wisdom, warmth, and practical steps forward.

Key Moments:
0:00 Queenie’s rise as a content creator
3:35 The moment she knew a 9-5 wasn’t for her
7:00 Toxic jobs, tough bosses, and craving freedom
18:10 Building wealth slowly vs. the fast money trap
23:00 Has the dream of home ownership really died?
29:00 Diversification vs. focus: where Queenie puts her money
38:00 Why the first 100K is the hardest but most powerful
44:00 Queenie’s budgeting app BillRoo
50:00 Final reflections + a message for young investors

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Meet Bryce Holdaway & Ben Kingsley: The property podcast pioneers who changed the game

In this episode, I sit down with podcasting royalty, Bryce Holdaway and Ben Kingsley, to dive into their journey from humble beginnings to reshaping how Australians think about investing. We explore the philosophies behind their new book, How to Retire on $3,000 a Week, the birth of Empower Wealth, and the frameworks that have helped thousands achieve financial peace.

From redefining success to calling out industry spruikers, Bryce and Ben drop truth bombs on everything from mindset to money habits. This isn’t just about property, it’s about clarity, discipline, and living life on your terms.

Key Moments:
2:00 The early days of The Property Couch
6:30 The mindset behind giving away free knowledge
13:00 How $3,000 a Week became the benchmark
17:00 The power of frameworks and financial behaviour
24:00 The ego trap and shifting to a long-term game
32:00 Helping high-income earners avoid financial ruin
36:00 Trauma, transformation & the cost of doing nothing
42:00 Being a good landlord & the bigger picture of impact
45:00 Avoiding ‘spruiker’ traps & protecting your future
52:00 Responsibility matters in financial advice

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team
👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

Meet Alexander Lee: From uni grad to 3 investment properties and a wealth mindset that’ll inspire you to rethink everything

What if your first property wasn’t just a financial move, but the beginning of a new way of thinking?

In this episode, I sit down with longtime friend and former mentee, Alexander Lee, an FX trader, CFA charterholder, and someone who’s quietly built a three-property portfolio while staying grounded, strategic, and values-driven. From humble beginnings as a uni student trying to structure his resumé, to climbing the ranks at global firms like UBS and Bentham Asset Management, Alex shares the mindset shifts, sacrifices, and lessons that have shaped his approach to wealth, lifestyle, and risk.

We dive deep into his philosophy around debt, diversification, and living below your means, even as your income grows. If you’re looking for real talk from someone who's walked the path (and done it thoughtfully), this is the one to tune into.

Key Moments:

00:00 Meet Alexander Lee

02:03 From Uni Student to Global Finance

04:58 Why Relationships Matter More Than Resumés

09:12 Learning the Most at a Small Firm

14:15 How the CFA Changed His Investing Mindset

18:23 Lifestyle Creep, Debt & Living Smart

25:20

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Meet Colin Lewis: The financial strategist every Australian family needs to hear from

What happens when love, legacy, and property collide? In this episode, I sit down with Colin Lewis, one of the most respected financial commentators in Australia, for a conversation that every parent, aspiring homeowner, and self-employed business owner needs to hear.

Colin is known for cutting through the noise, and today, he unpacks the real implications of the "Bank of Mum and Dad," co-ownership with children, and the often-overlooked risks of guarantees and gifts. But this chat goes beyond just money, it’s about relationships, responsibilities, and the blind spots we don’t know we have.

We talk about strategic financial advice, asset protection, navigating Centrelink rules, and how to build a financial future without sacrificing your family dynamic.

Whether you're helping your kids buy their first home or planning your own retirement, this episode will change how you think about wealth, planning, and what it means to truly support the next generation.

Key Moments:

00:00 Who is Colin Lewis

03:30 The rise of the Bank of Mum and Dad

06:29 What can go wrong with guarantor loans

12:01 Strategic advice vs cookie-cutter solutions

16:07 Superannuation traps and estate planning

20:01 Legal implications of gifts vs loans

25:31 Co-ownership: pros, cons, and tax implications

30:11 Using the First Home Super Saver Scheme

33:10 What does it mean to be high net worth today?

38:05 The psychology of the age pension and real retirement planning

43:21 When is an SMSF actually necessary?

47:07 Small business CGT concessions explained

52:13 Super neglect among the self-employed

About Colin Lewis:

Colin Lewis is one of Australia’s leading experts in superannuation, tax strategy, and retirement planning. With over 30 years of experience in financial services, Colin serves as the Head of Strategic Advice at Fitzpatrick's Private Wealth, where he provides high-level technical and strategic support to financial advisers across the country.

A sought-after speaker and regular contributor to the Australian Financial Review, Colin is known for making complex financial concepts practical and understandable. His work helps both professionals and individuals navigate the intricacies of wealth management, estate planning, and intergenerational financial advice.

Connect with Colin

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Meet Sam Gordon: The property hurricane redefining wealth, focus and grit in Australia’s market!

Every time Sam Gordon walks into a room, the energy shifts and this conversation was no exception. Sam’s not just a top 1% property investor; he’s a storm of clarity, strategy, and conviction. In this episode, we talk about everything from building a 130+ property portfolio to buying his dream home and Ferrari… but this isn’t about flexing, it’s about what’s possible.

We unpack how 15 years of focus and rentvesting created life-changing momentum, and how most people underestimate what’s achievable in just 12-18 months. Sam opens up about mindset, grit, building a world-class team, and how to think like a business when building a property portfolio.

This one’s raw, real, and packed with gold. If you’re serious about financial freedom and tired of playing small, this is the one to hear.

Key Moments:

00:00 Who is Sam Gordon?

02:25 Buying the Ferrari & Living the Vision

08:10 How Sam Builds and Hits Big Goals

12:21 18 Months to Change Your Life

17:13 Traits of the Top 1%

20:40 Pressure, Property, and Perspective

29:10 Why Sam Only Works With Aligned Clients

34:14 Building a Culture of Ownership and Excellence

42:00 The Cost of the Wrong Advice

49:10 Resetting the Housing Market Playbook

56:05 Growth Over Cash Flow: The Real Game

01:01:00 Why Now is the Buying Window

01:04:26 What Makes a Good Fit for APS

About Sam Gordon:

Sam Gordon is the Founder and Director of Australian Property Scout and the award-winning “Buyers Agent of the Year” (2024) and “Strategic Investor of the Year” (2020). From humble beginnings as a farmer in southern New South Wales and a high‑school dropout, he amassed his first 20+ properties in his 20s, later scaling his portfolio to over 80 assets valued around A$48 million by age 34.

Under Sam’s leadership, Australian Property Scout delivers strategic investment solutions to help everyday Australians build wealth and achieve financial independence. His mission is to retire 500 investors by 2030.

Connect with Sam Gordon:

Visit the website: https://australianpropertyscout.com.au/

Follow Sam Gordon on LinkedIn: https://www.linkedin.com/in/sam-gordon-714a91185/

Follow Australian Property Scout o

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Meet Jared Zak: The legal backbone behind seamless property deals

What really happens after you sign on the dotted line? In this episode, I sit down with Jared Zak, founder of one of the largest conveyancing firms in New South Wales, to unpack the often-overlooked world behind contracts, settlements, and the emotional rollercoaster of property transactions.

Jared brings a rare blend of calm authority and real-world insight to the table. We dive deep into what happens when deals go sideways, why bank delays are more common than you think, and how to navigate family dynamics like the Bank of Mum and Dad, without creating legal landmines.

Whether you're a first-home buyer, investor, or industry professional, this is a must-listen if you want to understand how to protect yourself, your money, and your peace of mind.

This episode is packed with hard-won lessons, behind-the-scenes stories, and practical advice that could save you thousands and a whole lot of stress.

Key Moments:

00:00 Who is Jared Zak
02:03 How Jared Built One of Australia’s Top Conveyancing Firms
07:10 The Hidden Work Behind Settlements
10:16 The Bank of Mum and Dad: Risks, Loans & Legal Traps
16:07 Guarantors, Gifts, and Family Fallouts
25:17 Why Independent Legal Advice Matters
30:15 The Case for Early Engagement with Conveyancers
36:01 Delayed Settlements: What Really Happens
41:00 The Power of a Great Team in High-Stakes Deals
42:46 Final Thoughts and Takeaways

About Jared Zak:

Jared Zak is the Founder and Legal Director of Dott & Crossitt, one of Australia's leading conveyancing firms. With over a decade of experience in property law, Jared has built a national reputation for making complex transactions simple, transparent, and stress-free.

Known for his deep legal expertise and practical, client-focused approach, Jared has led his firm to become the largest conveyancing practice in New South Wales and one of the top five nationally. He is passionate about modernising property law through digital solutions and is frequently sought after for his insights on legal risk, settlements, and real estate strategy.

Connect with Jared Zak:

Visit the website: https://www.dottandcrossitt.com.au 

Follow Jared Zak on LinkedIn: https://www.linkedin.com/in/jared-zak-0528141bb/ 

Follow Jared Zak on Facebook: https://www.facebook.com/jared.zak.1 

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About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au