Buy now, pay later is everywhere. Maybe you've seen it when you were buying a Sephora haul, or deciding that you deserve to splurge on your DoorDash delivery, but what’s the truth behind the trend? Today, Sammi answers the question: is BNPL just a shiny new version of the old school layaway, gamified for the TikTok generation? Or is it more dangerous?

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Here’s what Sammi covers today:

00:00 The Allure of Buy Now, Pay Later (BNPL)

01:00 How BNPL Works

01:42 The Popularity… and Risks

06:40 Economic and Social Implications of BNPL

09:11 The Financial Realities of BNPL

12:42 BNPL and Your Credit Score

15:55 Pros, Cons and the Future of Payments

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