Cheques and Balances

When the IRD knocks, will you be ready?

In this episode, we unpack how Inland Revenue investigations work, the triggers that set off audits, common tax mistakes property investors make, and the steps you can take to protect yourself and stay compliant.

Next Steps: If you’re worried about making the wrong move with your taxes, talk to Lighthouse Accounting - we’ll make sure you’re compliant, keep every deduction you’re entitled to, and help keep the IRD off your back.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Don’t buy blind - pre-approval could save you from a financial disaster.

In this episode, we break down what pre-approval really means, the risks of skipping it, how it sharpens your property search, and practical tips for building a strong application - whether you’re a first-home buyer or a seasoned investor.

Next Steps: Ready to take the next step? Download our free First Home Buyers Guide and learn everything you need to secure your pre-approval with confidence.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Smart money moves start with the right questions.

In this Q&A episode, James and Makayla unpack everything from when to start investing and paying down debt, to mortgages, KiwiSaver strategies, savings accounts, and why having a will matters - giving you practical answers to the financial questions Kiwis are really asking.

Next Steps: Want to learn more about our financial literacy workshops for your workplace? Our team makes financial literacy simple, practical, and tailored to your staff.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Stop overpaying the IRD - here are five tax hacks you probably didn’t know existed. Matt Harris, Managing Director at Lighthouse Financial, unpacks clever but often overlooked tax strategies for NZ property investors, from claiming chattels and travel expenses to structuring debt and maximising deductions, so you can legally keep more money in your pocket.

Register for our upcoming webinar: Matt Harris shares five practical strategies - helping you claim correctly, reduce risk, and turn better record-keeping into real savings.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

OCR explained: the cut, the tracker, and what it really means for your mortgage. In this episode, we break down the Reserve Bank’s 25bps cut to 3%, what economists disagree on next, how inflation pressures play out across sectors, and what it all means for interest rates, home loans, and the wider economy.

Next steps: Ready to make the most of dropping rates? Talk to Lighthouse Mortgages about refinancing or restructuring to lock in the best deal.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

If house prices stay flat, can New Zealand’s economy really bounce back?

In this episode, we unpack how a stagnant housing market impacts GDP, business confidence, borrowing, and consumer spending - while exploring whether tax incentives, business investment, and foreign capital could help the economy recover without a property boom.

Next steps: Looking to buy your first home or expand your property portfolio? Talk to the Lighthouse Mortgages team today.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Buying a house isn’t just about the price tag - how you buy matters just as much. In this episode, we break down auctions, negotiations, deadline sales, and tenders, covering finance pre-approvals, due diligence, deposit rules, and the real risks every home buyer needs to understand

Next Steps: Thinking about your first home purchase? Book a chat with our mortgage team today and take the stress out of auctions and negotiations.

Check out Makayla's favourite first home buyer resource here

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

From a $39k salary to three investment properties - Crissy’s story proves strategic moves pay off.

In this episode, we follow Crissy’s journey from buying her first KiwiBuild home to building a three-property portfolio, covering her saving strategies, renovation lessons, equity leverage, and the importance of having the right team behind you.

Next Steps: Ready to grow your property portfolio? Contact Lighthouse Mortgages today and start turning your equity into your next investment.

Learn more about Wolfe Property here

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Buying your first investment property? Start with the right strategy, not the closest suburb.

In this episode, Lighthouse Financial’s Property Director Adam Farrell breaks down the five essential steps to purchasing your first investment property - from defining your goals and assessing affordability, to choosing between new builds and existing homes, running the numbers, and getting the right professional advice.

Next Steps: Book a chat with Lighthouse Financial to create your investment strategy and find the right property to meet your financial goals.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Crypto in KiwiSaver: bold move or big mistake? In this episode, we break down whether cryptocurrency deserves a place in your KiwiSaver, exploring its volatility, potential returns, scams, and the risks of mixing it into one of New Zealand’s most important retirement savings tools.

Next steps: Not sure if your KiwiSaver is set up for success? Book a free 45‑minute chat with our KiwiSaver advisers and make sure your money’s working as hard as you are.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.