Christopher Luxon has finally swung for something big, and tonight we get stuck into what his KiwiSaver overhaul really means. After months of beige policy and quiet corridors, the Prime Minister has dropped a long term plan to lift contributions to a combined 12 per cent. It’s ambitious, it’s overdue, and it’s got everyone talking.

We break down why Luxon’s suddenly found his spine, whether this is smart economics or pure desperation, and what it means for workers, employers, and anyone trying to retire before they’re 90. On the panel Ashley Church and Rawdon Christie jump in with insight, history, and a few home truths about where this might land.

Plus, Duncan has exclusive details you won’t hear anywhere else. A rates cap is coming before Christmas and regional councils look set for the axe. Big moves. Big implications. And very big questions for a government trying to climb back in the fight.

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