In response to a question at the Open Forum about married couples having separate bank accounts, I explain that there shouldn't be separate bank accounts—everything financially should be completely unified. It is part of being in total oneness in marriage.
However, as I've gotten older, I've started to realize that oneness has different levels, and not everyone is ready to fully walk in that ideal. For some couples, maintaining separate bank accounts might actually be what brings peace into their home. Even if it's not the highest expression of unity, it can still serve a practical purpose in their relationship.
It's not as if there's a strict rule that says couples must share the same bank account. At the same time, I do believe that living completely separate financial lives will eventually impact the unity of a marriage. Still, for some people, having that separation might be what helps them stay together, at least for a season.
Sometimes there are bigger issues that need attention first before tackling something like merging finances.
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