This week’s diarist takes us inside a financial journey that will feel very familiar to anyone who’s ever used retail therapy to escape stress. From using Buy Now Pay Later for festival outfits and groceries to hiding debt from her partner (who works in finance, by the way), she found herself in a spiral of spending and shame and didn’t feel like she could tell anyone. That is, until one unexpected lunch conversation changed everything.

What followed was a slow and steady journey out of debt, toward confidence, clarity, and a house deposit she once thought was impossible. She’s now paid off $5,000 in debt, saved over $15,000, and learned how to manage spending urges without giving up the things she loves.

This episode is for anyone who’s ever used online shopping as a coping mechanism, avoided checking their balance, or felt like they’d already stuffed it. Tap play and remind yourself you’re not behind... you’re just getting started.

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Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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