New Zealand’s one-income household is officially dead - and the numbers prove it.

In this episode, James and Michael break down why rising living costs, childcare expenses, inflation, and modern debt-to-income ratios make it nearly impossible to survive on a single salary, and what Kiwi families need to consider when planning work, kids, mortgages, and their long-term financial goals.

Next Steps: If you’re navigating childcare costs, mortgages or planning time off with young kids, chat with the Lighthouse Financial team to map out a plan that actually works for your family.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.