Is a Fannie-Freddie merger on the horizon? In this episode of the Loan Officer Breakfast Club, Owen Lee unpacks the surprising movement inside the Treasury and FHFA suggesting a renewed push to combine the two mortgage giants. He outlines how the idea once considered dead—has resurfaced with discussions around efficiency, cost-saving, and the streamlining of secondary market functions.

Owen walks through what this could mean for lenders, from pricing changes to risk management, and shares what loan officers should be watching now. If the GSEs are headed for a major structural shift, you'll want to know how it impacts your business before it happens.

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