The Durbin Amendment to the U.S. Dodd-Frank legislative package affects ecommerce merchants. That’s because the Amendment greatly lowers the rate — called interchange — that Visa and MasterCard charge for the processing of debit cards. But, importantly, it does not automatically lower the fees that merchants actually pay to their merchant account providers. Our guest today is a longtime veteran of the credit and debit card industry. He’s Sloane Bouchever, the founder of Interchange Plus Solutions, a merchant account provider, and he’s here to suggest ways for merchants to make certain they receive the lower debit card rates. He speaks with Practical Ecommerce’s Kerry Murdock.