I am welcoming back Melissa Browne onto the podcast to help you "Declutter Your Finances". We are sharing with you how to unravel the mystery of financial clutter and offer practical strategies to simplify, prioritise, and take control of your finances — no spreadsheets required. Whether you're adjusting to a new financial reality or just looking to feel more in charge, this episode is packed with actionable advice.

What You'll Learn:

Face the Numbers, Face the Truth: Understand why knowing exactly what you earn, owe, and spend is the foundation of financial freedom—and why most people avoid it.

Declutter in Bite-Sized Chunks: From food budgets to electricity bills, Melissa's methodical approach helps you tackle financial clutter one step at a time.

Break Free from Bad Habits: Discover how small unconscious actions, like using credit cards or buy-now-pay-later services, could be silently sabotaging your goals.

The 30-Day Detox for Your Wallet: A game-changing exercise that resets your relationship with money and empowers you to spend with intention.

Dealing with Debt, Made Simple: Melissa demystifies the four types of debt, how to handle each, and why not all debt is created equal.

Forget Budgets — Build a Plan That Works: Learn how to create a lifestyle-first approach to managing money that feels achievable and sustainable.

Shifting Mindsets Around Money: Strategies to reduce financial anxiety, build resilience, and create a financial future that aligns with your values.

Inspiring Insights: - Why financial modeling for your kids isn't just important — it's a legacy. - How acting "counter-culturally" can free you from the relentless pressure of consumerism. - The truth about financial resilience: It's not about having it all; it's about living a life aligned with your core values.

Free Resources from Melissa: 50+ Ways to Find $10K in 12 Months: Creative ideas to generate extra income, from pet sitting to strategic savings — no second job required. CLICK HERE.

Melissa's Financial Courses: Gain clarity and confidence with Melissa's practical, approachable programs designed for real life. CLICK HERE TO JOIN.

Let's Keep the Conversation Going: Visit Divorce and Separation Hub to explore expert resources, courses, and programs tailored to your needs. Share your questions or comments — you're not alone in this.

How to Tell Your Kids You Are Separating Buy Here.

This episode is brought to you by Simple Separation. For a stress-free, transparent approach to navigating separation, book a free consultation with their team today.

Host: Nikki Parkinson, TEDx Speaker, Divorce Doula, Coach and Founder of The Divorce and Separation Hub.

Host: Nikki Parkinson

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Guest: Melissa Browne

Melissa Browne, is an ex-accountant, ex-financial advisor & ex-working till she drops.

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Executive Producer and Editor: Tiffany Richmond. You can contact Tiffany via her website and on Instagram @tiff__richmond.