Ask Pepper & Dylan Anything: Pepper is away with a migraine so we take the time to answer some money saving questions directed at Dylan. He paid off his mortgage at 40 and many people are wondering how he was able to do it. Dylan's not a guru but gives some sound advice. Pay yourself first. Minimalizing and decluttering. How Goodwill can help you save. Identifying what's important to you to spend money on. The streaming service hack.