Moving in with your partner? Before you sign the lease, you need to talk about money.
As I prepare to move in with my partner for the first time (your girl’s growing up!), I revisited our practical and helpful conversation with personal finance expert and author, Alyssa Davies, about how to navigate your finances when you’re merging lives with your partner, and how to set yourself up for success when you’re moving in together.
We dive into the financial conversations every couple should have before moving in — from how to split rent and household expenses when your income is different, to structuring joint finances in a way that feels equitable and aligned with your shared goals.
Because merging lives means merging money — and that’s hella vulnerable.
Alyssa Davies is a 2x author and the mastermind behind award-winning Canadian personal finance website and YouTube channel, Mixed Up Money, where she dishes out financial content for women who care about their money.
Alyssa’s advice for couples who are moving in together
The most important money conversations to have
Different ways to structure your joint and separate accounts
Equal vs equitable expense splitting (and how to divide rent when your incomes are different)
How to protect your assets if your partner moves in
What to do if you have different spending/saving habits
Saving for big milestones together (travel, home, wedding, investments)
Avoiding resentment around money and contribution
Tools for successful budgeting with your partnerinstagram.com/mixedupmoney/
Alyssa's Budgeting Templates: mixedupmoney.com/shop
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