Buying a home with a small down payment is possible, but choosing the wrong loan could cost you thousands. In this video we break down the real differences between FHA, 3 percent down conventional, USDA, and VA loans so you know exactly which fits your financial situation. You will learn the credit rules, automated approval pitfalls, debt to income limits, and how lenders actually evaluate your file. Watch to the end so you can choose the minimum down program that sets you up for long term success.

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Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727