The way we work is changing. By 2025, only 13% of people believe they will be working in traditional 9-5 employment.

For the last 15+ years the number of self-employed workers has been increasing - tripling for the over 65's and doubling for the 16-24's whether it be as a sole trader or on zero hours or as part of the 'gig' economy. And that doesn't account for the rise of people on short term contracts with little or no job security.

So in this brave new world of employment, how has the financial services industry responded? What can you do about your pension, insurance or getting a mortgage if you no longer have a career in one company but move from job to job?

Your experiences and stories please: 03700 100 444. Lines open from 1pm on Wednesday 21`November. You can email [email protected] or tweet @moneybox

Presenter: Adam Shaw