In this episode of Financially Incorrect, we sit down with Eric Muriuki Njagi, Group Director of Digital Business at NCBA & CEO of Loop DFS, to explore the deep connection between money, relationships, and financial habits. Eric shares why personalizing your financial journey is crucial, emphasizing that saving isn’t just about security. It’s about creating opportunities, taking risks, and achieving long-term growth.

We also dive into how Loop Digital Banking is revolutionizing financial inclusion, offering zero-cost savings, loans, and credit, making financial services more accessible to everyday people. Eric highlights the shift from consumption credit to productive credit, ensuring that more people use loans and financing to grow businesses rather than just fund expenses. We also tackle the importance of early financial literacy, the psychology of saving, and how Loop’s smart features like automated savings and investment options help users build wealth effortlessly while maintaining flexibility.

As we break down the challenges of financial discipline and overcoming struggles, Eric shares personal insights from his journey from tech to finance. We explore Loop’s future, its expansion into enterprise solutions, and why now is the perfect time to take control of your financial future. Tune in for an insightful and inspiring discussion that could change the way you think about money!

LOVE & MONEY FESTIVAL DETAILS:

📅 29 March 2025

📍 Jain Bhavan, Loresho

👉 Tickets available here: https://www.ticketsasa.com/events/love-and-money-festival

Kerubo’s journey from a global corporate career to building a thriving real estate portfolio is nothing short of inspiring. In this episode of Financially Incorrect, she opens up about the financial struggles she faced early in her career, how she overcame money anxiety, and the pivotal decisions that led her to real estate. She shares the tough lessons learned from investing, the realities of managing real estate projects, and whether passive income in real estate is really as easy as it sounds. From navigating setbacks like post-election violence to scaling multiple developments, this conversation is a must-listen for anyone looking to take control of their financial future.

LOVE & MONEY FESTIVAL DETAILS:

📅 29 March 2025

📍 Jain Bhavan, Loresho

👉 Tickets available here: https://www.ticketsasa.com/events/love-and-money-festival

In celebration of International Women’s Month and this year’s theme, Accelerate Action, Barrack sits with Yvonne Kanyi, founder of Beauty Square Kenya and Sage Skin Aesthetics. Yvonne shares how she turned passion into profit, overcame business challenges, and took bold financial risks to grow her beauty empire. From early money lessons to tackling setbacks like employee theft and financial mismanagement, her journey is a testament to the power of resilience and decisive action. Tune in for an inspiring conversation on breaking barriers and taking charge of your financial future.

This is one episode you don’t want to miss!

LOVE & MONEY FESTIVAL DETAILS:

📅 29 March 2025

📍 Jain Bhavan, Loresho

👉 Tickets available here: https://www.ticketsasa.com/events/love-and-money-festival

What do you do when life knocks you down again and again? In the face of unimaginable setbacks, Lorna Joyce refused to let circumstances define her. Losing family at a young age, watching her garlic farm wash away in a flood, and starting over more times than she can count, her journey is nothing short of extraordinary. But instead of stopping, she accelerated. She found purpose in impact, launching Binti Pads to provide high-quality menstrual products and empower women in Kenya.

As we celebrate International Women’s Day, themed "Accelerating Action", Lorna Joyce embodies what it means to push forward, break barriers, and uplift others. Her story is proof that when women take action, entire communities transform.

This is one episode you don’t want to miss!

LOVE & MONEY FESTIVAL DETAILS:

📅 29 March 2025

📍 Jain Bhavan, Loresho

👉 Tickets available here: https://www.ticketsasa.com/events/love-and-money-festival

In this episode, Barrack sits down with Dennis who shares about his life, from growing up in a single-parent household to navigating the corporate world at Meta. He talks about how financial wealth, emotional well-being, and time management all play a role in shaping your success and how he’s managed to find the sweet spot between work, life, and personal goals.

Get ready for some epic stories about negotiating pay raises, taking risks in Bitcoin, and making major moves in real estate. Dennis lets us in on what it means to be intentional with your money, your career, and your time, all while keeping things real (and a little bit fun). And, as he prepares to buy a home in Dublin and turns 30, you can bet there’s some serious wisdom packed into this conversation.

If you’re all about finding new opportunities, building wealth, and leveling up your lifestyle, this is the episode you didn’t know you needed. Whether you're thinking about negotiating your next salary bump, or just figuring out how to balance it all, Dennis’ story will definitely speak to you.

📅 29 March 2025

📍 Jain Bhavan, Loresho

👉 Tickets available here: https://www.ticketsasa.com/events/love-and-money-festival

Fxpesa

Refer a friend: https://www.fxpesa.com/ke-en/refer-a-friend/

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In this episode of Financially Incorrect, we sit down with George 'Porgie' Gachui, Co-Founder of Mookh, a ticketing platform operating in Kenya, Rwanda, and Uganda. George shares his money story, from what his parents didn’t teach him about finances to making his first Ksh 2M and navigating the highs and lows of entrepreneurship.

He takes us behind the scenes of Code Red, the legendary entertainment company that had famous DJs, and explains his transition from the music industry to business, including a bold move to Tanzania and his return to Nairobi after three years. George also dives into the impact of COVID-19 on his business, the lessons he learned about emergency funds, and how creatives can thrive financially.

If you’re an entrepreneur, creative, or just curious about the money moves behind the entertainment industry, this episode is for you!

In this week’s episode, we sit down with Martha Wangari Karua, a seasoned Kenyan politician, lawyer, and former Minister for Justice. She opens up about the financial lessons she learned through observation, as she was never formally taught about money growing up.

Martha shares the exact amount of her first salary, her financial journey before and after private practice, and what it was like managing money as an elected MP and Minister. She also reflects on the values she picked up from her parents surrounding money and what continues to drive her leadership.

Does she have financial pressures? What are her favorite money memories? This episode is packed with insights and stories you haven’t heard before!

Love & Money Festival Details:

📅 March 29, 2025

📍 Venue: Jain Bhavan Centre

⏰ Showtimes: 1PM & 7PM (Come for one or both)

Gacie Njoroge and Joseph Kinyua started Regalia Apparel as a side hustle while juggling classes at St. Paul’s University. What began as a passion for streetwear quickly grew into a thriving fashion brand, making waves in Kenya’s creative scene.

Since launching in 2021, they’ve built a reputation for amazing designs and top-tier quality, working with big names like Sauti Sol, Bensoul, Nokia, Firmbridge, and Tusker. They’ve also linked up with stylist Brian Babu and Ugandan designer Khalearn Uwezi, proving that Regalia isn’t just a brand but a movement.

In this episode, Gacie and Joseph open up about the sacrifices they made, the lessons they learned, and the creativity that keeps them ahead. If you've ever dreamed of turning your passion into something real, this story will inspire you to bet on yourself and put in the work!

In this episode Barrack sits down with Jacqueline Temu, a personal finance educator and management consultant based in Tanzania. Jacqueline shares her inspiring journey from supporting her siblings' education on a limited income to building financial independence through discipline, sacrifice, and strategic investments. She opens up about the cultural challenges surrounding financial literacy, her experiences in Chama groups, and the importance of budgeting, saving, and living below one’s means.

Chapters

0:00 Intro

0:31 FXPesa intro

1:13 Guest intro

2:09 What's lacking in TZ Financial space.

11:06 Did you grow up in household that had money conversations?

20:52 How did you manage paying your sibling school fees?

25:07 What are the things you were sacrificing?

27:55 What are the different payment scale in the banking sector?

31:36 What motivated you to educate your siblings selflessly?

35:02 How do you handle finances in marriage?

46:32 What investments have you made/

49:49 Wrap-up