Financially Incorrect

From earning just $90 a month as a junior software engineer to raising $180,000 for his startup, Dawit Abraham’s story is one of grit, failure, and ultimate breakthrough. In this episode of Financially Incorrect: Business Edition, Barrack sits down with the co-founder and CEO of Beemi, Ethiopia’s first gaming studio, to unpack how a dream that started with a simple mobile game turned into a tech movement. Dawit shares how he went from teaching himself code and crashing startup exhibitions to pitching investors who had never funded a gaming company before. He talks about losing everything after winning Best Entertainment App in Africa, rebuilding from zero, and landing a publishing deal with Carry1st, Africa’s largest game distributor. Beyond the hustle, this conversation dives into what it really takes to build in a market with no playbook from navigating low pay and lack of infrastructure to finding belief in your own vision when no one else does. This is a masterclass in resilience, innovation, and what it means to bet on Africa before the world does.

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From earning $90 a day in post-war Libya to running a multi-million-shilling travel business, losing it all, and then raising $100K for his next venture, David Kimani’s journey is nothing short of remarkable. In this episode of Financially Incorrect, he opens up about the highs and lows of building Vacay Holiday Deals, a travel company that hit Ksh 82 million in bookings before everything came crashing down. He shares how he turned loss into learning, why every entrepreneur needs a SACCO, and the mindset shifts that helped him rebuild from scratch to launch Nesti, his new proptech startup. From saving his first salary to navigating business failure and financial fraud, David’s story is a powerful reminder that resilience, not luck, builds lasting success — and that sometimes losing money is the tuition you pay for real growth.

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What does it really cost to be a doctor in Uganda? In this episode of Financially Incorrect: Uganda Edition, Dr. Tumusiime Nyamurungi takes us inside the world of medicine, where long hours, low pay, and expensive training collide with the pressure to stay financially afloat. From working exhausting 12-hour shifts to paying millions in residency fees, she reveals how the pursuit of purpose often comes at a heavy price.Dr. Nyamurungi opens up about earning 21 million shillings in a year and ending up with just 1.5 million in savings, a turning point that pushed her to take control of her finances. She shares how she rebuilt her money mindset with the help of a financial advisor, started investing intentionally, and learned to prioritize health insurance after seeing how one medical bill can wipe out years of savings.This conversation dives deep into the emotional and financial toll of being a healthcare worker. From the realities of hospital bills that can hit millions per day to the discipline it takes to build wealth in a demanding profession. It’s an honest look at burnout, balance, and the breakthroughs that come when you finally decide to treat your money like your most important patient.

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Join Karanja Ndegwa, the CEO of Jambojet, as he takes us through his remarkable journey from accountant to aviation leader. From crunching revenue numbers to steering one of Kenya’s fastest-growing airlines, Karanja’s story is a masterclass in patience, credibility, and sustainable growth.

Under his leadership, Jambojet now operates over 14,000 landings a year and generates more than KES 15 billion in annual revenue, proof of what disciplined leadership and teamwork can achieve. In this episode, he reveals how mastering revenue accounting gave him an edge, the painful lessons from a failed million-shilling investment, and how he led Jambojet through the turbulence of COVID-19. He also shares insights on automation, building strong teams for the digital age, and aligning every role with the customer experience.

Whether you’re climbing the corporate ladder or dreaming of building something big, this conversation is packed with lessons on resilience, leadership, and financial discipline.

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In this episode of Financially Incorrect Business Edition, Jason, co-founder of Kapu Digital Agency and Car Pockets, takes us through the unexpected journey of how a simple frustration with flimsy insurance stickers turned into a business that scaled from a single sale to 5,000 orders. He shares how curiosity sparked the first prototype, why insurers rejected the idea, the early struggles with logistics and product quality, and how he turned customer complaints into opportunities by creating complementary products like a sticker remover. Jason also reveals how targeting women as a core audience, building a direct-to-consumer strategy, and refining systems and processes helped the business survive while remaining bootstrapped. This is an honest look at entrepreneurship, from cash crunches and risky bets to scaling lessons, agency growth, and the importance of mentors, resilience, and knowing when to ask for help.Help Shape the Future of Financially Incorrect – Take Less Than 5 Mins: https://shorturl.at/3iiJZWant to Be Featured on Financially Incorrect? Apply Here: https://forms.gle/5tkdjgx9vHgXyJSC6💹 Ready to start trading?🔍 Who is FXPesa: https://shorturl.at/rWFqC🎓 Learn how to trade: https://shorturl.at/xR2Ye📊 Try a demo account: https://shorturl.at/izDMc💸 Open a live account: https://shorturl.at/Od2ux

At just 24, Oscar Kampala has built one of East Africa’s most exciting fashion brands, dressing thousands of students for prom and expanding his suit business across borders. In this Financially Incorrect Uganda Edition, he shares how he started hustling at 8 years old, grew a prom suit side hustle into a company, and managed to balance school with business. Oscar opens up about scaling into Kenya, what money means to him, why African entrepreneurs must learn to work together, and his biggest financial decisions — from buying land to reinvesting every shilling back into the business. He also reflects on his lowest financial point, what sustainability in fashion looks like, and why he won’t yet reveal his net worth.

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In this episode of Financially Incorrect, Nyandia Gachago—chartered marketer, AI trainer, and founder of Minty Lime, shares her unfiltered money story. From growing up in a plot household, facing the crushing costs of chronic illness, and moving back home twice, to experimenting with startups, scaling a butchery business, and finally building a thriving agency.

Nyandia opens up about what it really costs to live with an invisible illness, the lessons she learned from failed partnerships, how moving closer to clients unlocked new opportunities, and the financial mistakes she’ll never repeat. She explains how she shifted from survival mode to strategy learning that money is a by-product of solving problems, not the goal itself, and that financial freedom begins with structure, discipline, and the right guidance.

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Kenya’s property market is buzzing with new developments, rising prices, and growing interest from both local and foreign investors. But is this boom sustainable, or are we sitting on a real estate bubble? In this episode of Financially Incorrect, we unpack the truth behind the hype.Our guests break down the fundamentals of an economic bubble - sharp price increases, speculation, and cheap credit, and explain why Kenya’s market doesn’t quite fit the definition. We explore the realities of mortgage penetration (below 3%), the persistent housing deficit of over 2 million units, and how government borrowing, high interest rates, and investor confidence shape the sector.From short-term rentals and luxury apartments to co-ownership structures and REITs, we look at the opportunities available for both everyday investors and big developers. We also discuss the risks—like potential regulation, taxation, and market disruption—and how policy could evolve as real estate continues to grow.If you’ve ever wondered whether Nairobi’s skyline signals danger or opportunity, this episode gives you the clarity, context, and insights you need to make smarter investment decisions.

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In this episode of Financially Incorrect Business Edition, Flora Mutahi, founder of Melvins Tea, takes us through her remarkable 28-year journey of building one of Kenya’s most iconic tea brands. From starting with a small ginger tea business with limited capital to scaling operations, delegating tasks, diversifying products, and navigating major setbacks like office robbery, Flora shares the lessons that have defined her entrepreneurial path. She explores the difference between growing and scaling a business, the importance of systems and delegation, and how following consumer habits and building loyal relationships can drive long-term success. Along the way, she reflects on resilience, financial discipline, mentorship, and strategies for sustaining growth in Africa’s unique business landscape. This episode is a masterclass for anyone looking to understand entrepreneurship, perseverance, and innovation in action.

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In this episode of Financially Incorrect, Barrack sits down with Jack Owigar, the Regional Director for East Africa at Pulse, to unpack his story from a humble hustle selling drinks to leading one of the most influential media brands in the region. Jack reflects on his childhood in Lang’ata, the financial lessons he picked from his mother, and how being the last born in a family of six shaped his perspective on money, responsibility, and ambition. He takes us through his career moves across Nation, Brighter Monday, Citizen, and finally Pulse, sharing the wins, mistakes, and tough choices along the way. Beyond career growth, Jack opens up about his early financial missteps, how he learned to prioritize saving and investing in land, and why he believes people buy into relationships before they buy into products. This episode is packed with insights on navigating East Africa’s media landscape, managing money wisely, and building resilience through setbacks. If you enjoy authentic conversations on money, ambition, and growth, make sure to subscribe, like the video, and drop a comment sharing your own early money lesson.

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