Get Out of Debt Guy

By Steve Rhode

What's Get Out of Debt Guy about?

Credit, debt, and money answers from the Get Out of Debt Guy, Steve Rhode. If you want to know the latest news from inside the debt relief industry or have a question about getting out of debt, this is the show for you.

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Get Out of Debt Guy episodes:

04.12.2024
Break Free from Myths: The Truth About Credit Counseling!
Damon Day and Steve Rhode explore the myths and misperceptions about the charitable non-profit credit counseling industry. We are not suggesting you should avoid credit counseling but to better understand how this works to make better decisions about what is right...
03.20.2024
You Really Need to Know This About Credit Scores
In this episode, we discussed the importance of credit scores and how individuals often make emotional decisions based on fears surrounding their credit scores. We stressed the need to step back and analyze the practical aspects of credit scores, especially...
02.14.2024
Debt Relief Company and Credit Card Debt Explodes and Then Implodes
In this episode of our show, we delve into the crucial topic of self-care and stress management. We uncover the detrimental effects of stress on our physical and mental well-being and our finances. Finding effective ways to cope with stress...
01.24.2024
Go to College and Retire Wealthy Using DoorDash and Uber Eats
In this episode, we discuss the financial advantages of using gig apps like DoorDash to make money and avoid college debt. We explore the idea of choosing side jobs over expensive colleges and highlight the potential savings and long-term growth...
01.11.2024
These Emotions Stop You From Getting Out of Debt
In this episode, we explore the emotional impact of debt and how it affects individuals on a personal level. As hosts, we have witnessed firsthand the range of emotions that arise when people face financial struggles. One prevalent feeling is...
01.09.2024
16 Most Misunderstood Myths About Getting Out of Debt
In this podcast, Steve Rhode and Damon Day address various misconceptions about debt and financial decisions. We emphasize that having debt does not make someone a loser or a failure; it is a common occurrence that does not define one's...
01.02.2024
Easy Ways to Make Your Money Grow When You Are Just Getting By
In this episode of the Get Out of Debt Guy show, Steve Rhode, the old Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, take a break from discussing debt and focus on saving...
12.14.2023
I'm So Embarrassed About My Debt
People with financial challenges have always felt their situation was horrible and worried about what people would think about them. In this podcast, Damon Day and I discuss this subject and why that should be the last thing on your...
12.12.2023
Out With the Old and In With the New - Inflation Sucks - Making an Extra Grand
Today, Damon Day inherits the torch of being the New Get Out of Debt Guy as I slowly retire. We chat about that but also jump into the stupidity of student loan forgiveness programs, dealing with inflation, and how to...
10.10.2023
A Little Chit, a Little Chat. From Side Hustle Money to Not Being a Sucker.
This time Damon Day and Steve Rhode decided to combine our two podcasts on debt and side hustles into one. I think people interested in side hustle extra money might also have some interest in financial topics as well. We...
09.30.2023
We Rise From the Dead Yet Again
We are back. It's been a bunch of hot minutes since the last podcast. But Damon Day and myself, Steve Rhode, are huddled over an iPhone recording this podcast in a random hotel room someplace. Besides discussing the manufactured student loan...
12.29.2022
Get Out of Debt Guy Podcast - Reader Questions - AMEX Arrrgh
In this podcast, Damon Day (DamonDay.com) and I talk about the problems people face with American Express cards closed without notice or because of a problematic customer service interaction. We also discuss the problems faced by people suffering from financial problems...
12.06.2022
Getting Out of Debt and Making Lots of Extra Money is Easy When You Do This One FREE Thing
Being in debt feels like a dark hole, a deep pit, without hope or any way out. Struggling to find ways to make extra money can feel impossible as well. But the secret is both situations benefit from the same free...
11.16.2022
Is Your Debt Relief Company a Scam and How to Make an Extra $800 a Month to Make Ends Meet
Worrying about being scammed by a debt relief provider is a real fear. But what is a scam? That question is surprisingly more challenging than you might imagine. In this podcast, Damon Day and I discuss why calling any debt rescue...
10.21.2022
Side Hustle Review - Is It Too Late To Make Money With A Helium Miner?
Here is the latest review from the Penny Stupid Project on mining Helium as a side hustle. Is it worth it? Here is what you need to know before you start. If you're thinking about investing in helium mining, then you...
10.11.2022
Update 2 On The Make Money With a Side Hustle Project. Lessons Learned. Cash Made.
We are checking in with you again to share this week's update on The Penny Stupid Project. This week we give you the latest on our testing of retail arbitrage, Amazon FBA, driving for Lyft, and a brief mention of mining...
10.04.2022
First Night Driving for Lyft. A Side Hustle Initial Impressions. Cops Involved.
Damon shares his first night stories and impressions about the realities of driving for Lyft as a totally new driver learning the way. Each night is a new lesson learned. Towards the end of the video, Damon gives us his...
10.03.2022
Driving for Lyft, First Night Impressions - Video Podcast
Damon shares his first night stories and impressions about the realities of driving for Lyft as a totally new driver learning the way. Each night is a new lesson learned. Towards the end of the video, Damon gives us his...
09.28.2022
Get Out of Debt by Increasing Income With Side Hustles - The Introduction to the Penny Stupid Project
Getting out of debt can be tackled with several different approaches. One is reducing what you owe, but another is increasing income to help pay down the debt. Experience has taught me that a combination of both usually is the...
09.27.2022
Even Brain Surgeons Can't Solve the Housing Crisis - Shortcast
Give me five minutes, and I'll help you to understand the complexities of the housing crisis we face in 2022 and why both home buyers and renters are finding it difficult to move ahead. It's complicated. If you have a question...
09.24.2022
Home Side Jobs and Side Hustles for Money to Help You Get Out of Debt
Getting out of debt is about either reducing expenses or increasing income, so Damon and I decided to start a new site all about side jobs from home to help make money. The PennyStupid website gives you the scoop and...
09.15.2022
What You Really Need to Know About Inflation - Shortcast
The word inflation is used all the time, but what does it really mean, how do we measure it, and what happens when we try to reduce it? Let's talk about it in today's shortcast. If you have a question you'd...
09.13.2022
Debt Free Dudes - Inflation, Recession, Saving Money, Side Hustle Update
In this Debt Free Dudes podcast, Damon Day and Steve Rhode talk about preparing for a recession, inflation, worsening economic chances, saving money, and an update on the side hustle project. Additional information for the facts behind this podcast is below. There...
09.06.2022
Take a Lap on the Gerbil Wheel of Debt - The Path to Happiness and Wealth - Chapter 3
This podcast is chapter three of my book, The Path to Happiness and Wealth. In this chapter, "Take a Lap on the Gerbil Wheel of Debt," we take a look at the reality that most of us keep circling the...
08.30.2022
Debt Settlement is Like an Onion. What You Need to Know About the Five Types of Debt Settlement.
Debt settlement is not a monolithic debt relief solution. I like to say debt settlement is like an onion. It has layers. There are several forms of tackling your debt using settlement. All are distinctly different, and understanding the differences is...
08.23.2022
What Your Money is Trying to Tell You - The Path to Happiness and Wealth - Chapter 2
Chapter two of my book, The Path to Happiness and Wealth. In this chapter, we take a more introspective look at the factors that drive money troubles and what prevents us from making ends meet. The chapter has plenty of client...
08.16.2022
Do This First When Getting Out of Debt or You Will Make a Million Dollar Mistake
Good people dealing with money troubles and debt worries make this same mistake over and over. Unfortunately, it can cost millions of lost dollars in retirement savings. In this podcast, Steve Rhode from https://getoutofdebt.org and Damon Day from https://damonday.com talk...
08.09.2022
I Got Hit in the Head With a Baseball and Saw It Coming - The Path to Happiness and Wealth - Chapter 1
I wrote this book in 2002, but the lessons and insights included are just as relevant today as they were then. I was awarded the Washington Post personal finance book of the month award for this book. It is a...
08.02.2022
Personal Loan Bait and Switch Bastards
For many years I've written about the tactic some debt relief companies use to trick consumers into signing up for some form of debt relief. Consumers receive offers in the mail for a personal or debt consolidation loan and are told...
07.26.2022
Having Problems With a Company? Don't Just Complain. Do This Instead.
A frequent question I get is from people upset with the performance of some company they hired to help them. When they reach out to me for answers, they are pissed off and angry. That is understandable. There is a healthy and...
07.19.2022
How to Beat Debt Fear and Anxiety and Get a Government Backed High Interest Reward at the Same Time
I want to share some truths about financial fear and anxiety in this episode. I'll also share info on how to get a substantial government-guaranteed return on your savings, or is that statement a scam? Let's find out. I then...
07.12.2022
How to Best Deal With a Debt Collector or Debt Collection Agency - What Everyone Needs to Know
Today I wanted to share some life-altering low-stress advice on how to best deal with debt collectors. I think what I'm going to share will surprise you and be a big help if you or someone you know is getting...
07.05.2022
Time is Running Out for This Student Loan Forgiveness Program, How to Buy Stuff for Less, Car Payment Crash, and Bad People
This week on the Get Out of Debt Guy podcast, I want to talk with you about time running out, buying stuff for less than it costs, car payments over a cliff, and Baaaad people. If you have a question you'd...
07.04.2022
Let's Talk UK Debt - Special Bonus Podcast
In this special podcast about debt and the economy in the UK, Jon Emgee from GetOutOfDebt.org.uk and I discuss many issues like why people have to put money in their gas and electric meters, the grocery walk of shame, UK...
06.28.2022
Equity Loan, Home Prices, Money Pain for People That Help Us, and a Controversial Tough Topic That Will Make You Ponder
In this podcast, I want to share the following stories that may surprise you. We will start with a loan advertisement that might appear in your mailbox and why you need to watch out. Then we will chat about what will happen...
06.23.2022
Do You Need a Budget, Really? Why Budgeting is a Waste of Time for Many.
One of the most dreaded words in the English language is budgets. So today, I want to share some unspoken truths about budgets and make a confession to you as well. The thought of a traditional or typical budget can create fear,...
06.12.2022
Credit Repair 101 - How to Make Your Credit Score Shiny and New
Today, we're going to be talking about credit repair, how to improve your credit score, scams to avoid, and what you should and should not do to help make your credit score as shiny as it should be. If you have...
06.07.2022
You Won't Believe This Student Loan Forgiveness Insanity. Mobile Homes Exploding, and Rich Folks Living Month-to-Month
You will not believe the craziness the Department of Education is undertaking to forgive student loans for many while punishing the folks that are in the most financial need. In today's podcast, I talk about how insane this is. If you...
06.06.2022
Side Hustles, Gigs, and Making Money in Your Spare Time - Uber, Lyft, Rover, Handy, Stowit, eBay, Facebook Marketplace, Neighbor, Fiverr, Upwork, and More
Today Damon and I talk about how to boost your income with side hustles. But, it does not have to be a painful experience. Success is a mindset, and the opportunity to make more money is as close as your...
06.03.2022
Don't Let a Friend Become a Victim of these Cryptocurrency Scams. Here is What You Need to Know to Not Get Slaughtered
Today we need to have an honest discussion about the largest growing scam category. Once you finish learning about it in this podcast, you will have to help spread the word to friends, family, and people you know. Don’t let...
06.02.2022
This State Offers Free College and Child Care - Story of the Day
This story caught my attention and the ability to attend any state college or university and get free child care is a major policy change that can help lift people up without going into massive debt. For people that are...
06.01.2022
What Do You Think Vickie Should Do About ClearOne Advantage? Listen and Share Your Opinion
Vickie wrote to me about her experience with ClearOne Advantage. She was concerned she had made a mistake with ClearOne Advantage and they had let her down. Debt situations are complicated, and so much can influence how we deal with our...
05.31.2022
I Had Great Credit My Entire Life and Lost it All in 90 Days
Michelle wrote to me at GetOutOfDebt.org with a difficult financial situation. She had used all of her available cash to purchase a house to fix and sell and then was hit with COVID. After being in the hospital for six...
05.30.2022
Making the Jump From Welfare to Work is Much More Complicated Than You Assume
The ability for people to make the jump from public benefits to living without the need for benefits is much more complicated than the average person realizes. In this podcast, Damon Day and I talk about the hurdles people face....
05.26.2022
What I Painfully Learned From Trading Crypto, IADT Student Loan Forgiveness, Algorithm Credit Denial Rules
Well, the lessons have been learned about being a crypto trading whiz. I talk about what I learned and have come to conclude. I also answer CM's question about IADT for-profit student loan forgiveness options, and how creditors now have...
05.23.2022
Should I Do Debt Settlement or Bankruptcy?
Tina wanted to know if she should deal with her debt using debt settlement or bankruptcy. It is interesting how a seemingly simple question can have a complicated answer. I decided to make your question the subject of a Debt Free...
05.20.2022
American Express Just Canceled My Cards. What Can I Do?
Ryan wrote to me through my site at GetOutOfDebt.org. He wanted to know what he could do to get his AMEX cards back. He said, "I've been an Amex customer for ten years and have five accounts. I spend over...
05.19.2022
I'm Struggling on Disability Income. Is American Consumer Credit Counseling Reputable?
Arianna wrote to me through my website at GetOutOfDebt.org and said she was living on disability income. She wanted to know if the nonprofit credit counseling group American Consumer Credit Counseling was a reputable company to go with to deal...
05.18.2022
How Can It Be True That You Can Have Federal Student Loans Forgiven if You Go to Prison?
A recent reader question dragged me down a long dark tunnel to research if you can have your federal student loans forgiven if you are in jail. You can read my full post here. The technical answer is it appears some...
05.17.2022
Straight Talk About Debt Settlement and Bankruptcy. We Expose Reality and Breakdown Myths and Realities.
This time Damon Day and Steve talk about debt settlement. Or at least that's what the podcast was supposed to focus on. It didn't take long before it ran off the rails. But the show covers: What is debt settlement? What...

What's Get Out of Debt Guy about?

Download our free app to listen on your phone

Get Out of Debt Guy episodes:

Break Free from Myths: The Truth About Credit Counseling!

You Really Need to Know This About Credit Scores

Debt Relief Company and Credit Card Debt Explodes and Then Implodes

Go to College and Retire Wealthy Using DoorDash and Uber Eats

These Emotions Stop You From Getting Out of Debt

16 Most Misunderstood Myths About Getting Out of Debt

Easy Ways to Make Your Money Grow When You Are Just Getting By

I'm So Embarrassed About My Debt

Out With the Old and In With the New - Inflation Sucks - Making an Extra Grand

A Little Chit, a Little Chat. From Side Hustle Money to Not Being a Sucker.

We Rise From the Dead Yet Again

Get Out of Debt Guy Podcast - Reader Questions - AMEX Arrrgh

Getting Out of Debt and Making Lots of Extra Money is Easy When You Do This One FREE Thing

Is Your Debt Relief Company a Scam and How to Make an Extra $800 a Month to Make Ends Meet

Side Hustle Review - Is It Too Late To Make Money With A Helium Miner?

Update 2 On The Make Money With a Side Hustle Project. Lessons Learned. Cash Made.

First Night Driving for Lyft. A Side Hustle Initial Impressions. Cops Involved.

Driving for Lyft, First Night Impressions - Video Podcast

Get Out of Debt by Increasing Income With Side Hustles - The Introduction to the Penny Stupid Project

Even Brain Surgeons Can't Solve the Housing Crisis - Shortcast

Home Side Jobs and Side Hustles for Money to Help You Get Out of Debt

What You Really Need to Know About Inflation - Shortcast

Debt Free Dudes - Inflation, Recession, Saving Money, Side Hustle Update

Take a Lap on the Gerbil Wheel of Debt - The Path to Happiness and Wealth - Chapter 3

Debt Settlement is Like an Onion. What You Need to Know About the Five Types of Debt Settlement.

What Your Money is Trying to Tell You - The Path to Happiness and Wealth - Chapter 2

Do This First When Getting Out of Debt or You Will Make a Million Dollar Mistake

I Got Hit in the Head With a Baseball and Saw It Coming - The Path to Happiness and Wealth - Chapter 1

Personal Loan Bait and Switch Bastards

Having Problems With a Company? Don't Just Complain. Do This Instead.

How to Beat Debt Fear and Anxiety and Get a Government Backed High Interest Reward at the Same Time

How to Best Deal With a Debt Collector or Debt Collection Agency - What Everyone Needs to Know

Time is Running Out for This Student Loan Forgiveness Program, How to Buy Stuff for Less, Car Payment Crash, and Bad People

Let's Talk UK Debt - Special Bonus Podcast

Equity Loan, Home Prices, Money Pain for People That Help Us, and a Controversial Tough Topic That Will Make You Ponder

Do You Need a Budget, Really? Why Budgeting is a Waste of Time for Many.

Credit Repair 101 - How to Make Your Credit Score Shiny and New

You Won't Believe This Student Loan Forgiveness Insanity. Mobile Homes Exploding, and Rich Folks Living Month-to-Month

Side Hustles, Gigs, and Making Money in Your Spare Time - Uber, Lyft, Rover, Handy, Stowit, eBay, Facebook Marketplace, Neighbor, Fiverr, Upwork, and More

Don't Let a Friend Become a Victim of these Cryptocurrency Scams. Here is What You Need to Know to Not Get Slaughtered

This State Offers Free College and Child Care - Story of the Day

What Do You Think Vickie Should Do About ClearOne Advantage? Listen and Share Your Opinion

I Had Great Credit My Entire Life and Lost it All in 90 Days

Making the Jump From Welfare to Work is Much More Complicated Than You Assume

What I Painfully Learned From Trading Crypto, IADT Student Loan Forgiveness, Algorithm Credit Denial Rules

Should I Do Debt Settlement or Bankruptcy?

American Express Just Canceled My Cards. What Can I Do?

I'm Struggling on Disability Income. Is American Consumer Credit Counseling Reputable?

How Can It Be True That You Can Have Federal Student Loans Forgiven if You Go to Prison?

Straight Talk About Debt Settlement and Bankruptcy. We Expose Reality and Breakdown Myths and Realities.