Get Started Investing

Our colleague Jess has been keeping a secret. During a 10 year career in the finance industry, she had never told a soul- until now.

Jess has never invested.

She wanted to start, she knew how to start (even listened to our 12 Steps to Get Started three times.)

But she has not started.

So why not start now and document the journey?

Over the course of the next 12 episodes, Jess will start investing- in real time. Each week, she’ll speak to an expert who will walk her through the steps, answer her questions and help her take action to get invested. Plus she’ll chat to Equity Mates community members about their investing journey, getting real-world advice from all walks of life.

If you’ve been delaying investing or have someone in your life who wants to- this is the sign to start and go on the journey with her.

Chapters:

00:00:00 Why Jess Said Yes To This Series

00:03:04 A Finance Career Without Investing

00:07:21 The Lifestyle Shift Boosting Her Savings

00:10:21 The Moment She Backed Out

00:13:09 What It Will Take To Start Investing

———

Join our community of beginner investors; Sign up to the Get Started Investing newsletter here

Want to share your investing story? Submit here or DM us on Instagram

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free. Check it out at betashares.com.au/direct

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au/direct, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Congratulations, you’ve made it to the final episode of this series!

To wrap up this journey, we leave you with the most important lesson yet- how to get out of your own way by automating your investing.

Now you’ve heard these 12 Steps- you have all the tools you need to improve your financial future.

It’s time to go forth and use them! If you’ve enjoyed / found value in this series, please join us in our mission to make Australia more financially literate and share it with others.

In this episode you will learn:

• How your brain stops you being a great investor

• Why automation is so powerful

• Other tips to remain consistent and focus on what matters

• 3 key tips from Patrick O’Shaugnessy, one of our favourite investors

Chapters:

00:00 - Beat Your Brain’s Biases

04:27 - Your Future Self Not a Stranger

06:19 - How We Automate Investing

09:03 - Other Ways We Overcome Biases

12:04 - Three Tips To Leave You With

14:04 - You Have The Tools, Now Use Them

Links Mentioned:

📖 Patrick O’Shaugnessy Millennial Money (terrible title, great book).

🎧 Episode on Brokers.

This is Part 12 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

So far you’ve learnt how to build a portfolio, now we get into the specifics of how to buy shares plus keep it regular and less stressful!

You’ll hear our best tips for buying and selling your investments to help stay on track for the long term.

In this episode you will learn:

• How do I actually buy shares or ETFs?

• 3 ways of ordering shares: Market, Limit, Stop

• Why we don’t time the market

• The power of dollar cost averaging (DCA)

• Knowing when to sell

Links Mentioned:

📕 Just keep buying by Nick Maggiulli

Chapters:

00:00 - Three Types of Buying

7:54 - Never Try to Time the Market

11:07 - Introducing Dollar Cost Averaging (DCA)

13:40 - Buying the Dip vs DCA

15:56 - Three Signs You Should Sell

This is Part 11 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Investing with an expert or ‘active manager,' is not something you need to add to your portfolio. But if you do, you have to know why you’re doing it and choose an expert well.

We walk you through our reasons for investing with an expert and the 6 factors we use when looking for one.

In this episode you will learn:

• How you can invest with experts
• Why the experts don’t always get better returns
• What to look for when choosing an expert
• How we include expert investors in our portfolio

Links Referenced: Morning Star ETF List

Chapters:

00:00 - What is Active Management?

06:45 - 6 Factors to Choosing an Expert

11:10 - Do you need one?

13:25 - Active in Our Portfolios

This is Part 10 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

It's time in this series introduce the world of single stock investing- finding and investing in great companies through the stock market.

We’re cranking the investing lessons up a notch and going beyond the basics of ETFs.

So how you find a good company to invest in? What do you need to look for? and where?

You've probably heard legends of everyday people who invested in the early days of Apple or Microsoft and made millions. It might not always be as flashy as those tales- but investing in companies through the stock market can be a powerful way to build wealth and we think a great way to learn about the world around you.

In this episode you'll learn:

• Why invest in companies?
• Three ways to narrow down your choices
• 4 steps to find a great company
• Key tips when buying individual companies

Links referenced:

Download our free 4-step stock checklist

Other resources we mentioned: https://www.reddit.com/r/SecurityAnalysis/, TIKR, GuruFocus, quartr

This is Part 9 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

What is a portfolio? And how do you create one?

Essentially it’s a collection of investments. The financial products you invest in, make up your portfolio.

Importantly, it shouldn’t be random- there are simple principles guide building a portfolio. All to make sure it actually works for you and your goals.

In this episode you will learn:

·      What is a portfolio?

·      What to think about: goal, time horizon, risk tolerance

·      The importance of diversification

·      How we approach our portfolios: Core & Satellite

·      Other ways to construct a portfolio

This is Part 8 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters:

00:00 Setting a Portfolio Goal

04:02 Time Horizon

06:22 Risk Tolerance

08:22 Importance of Diversification

11:01 Core and Satellite

13:26 Other Ways to Build Portfolios

15:20 What is Rebalancing

17:01 Make it Easy For Yourself

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Introducing the simple investor’s best friend… the index ETF.

You don’t have to be an expert on financial markets to be an investor. In fact, it’s arguably easier today than it’s ever been to invest and most of that is thanks to our friend; index ETFs.

In this episode you will learn:

• What we would buy if we were starting again today
• What is an index
• Different indexes around the world
• How you can buy an index: ETFs
• Why an index is all you need

Chapters:

This is Part 7 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Once you’ve decided what to invest in, how do you actually make an investment? 

If you're investing outside of superannuation, you’ll need to use a broker. 

But which broker should you use? It’s one of the most frequent questions we get from people starting their investing journey. 

There are so many of them available, it can be hard to know where to start. But no need to stress, that’s why we’re here and making this series! 

In this episode you’ll learn: 

·      The two ways every person can invest 

·      What is a broker?

·      The 4 factors we use when choosing a broker (and why they matter):

·      Which brokers we use 

This is Part 6 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters:

00:00:00 The First Choice Every Investor Makes

00:02:21 Super Or Outside: Your Two Options

00:05:05 Why You Need A Broker

00:06:41 The Four Broker Rules We Use

00:11:20 Avoid Dodgy Fees And Products

00:15:40 Brokers That Tick The Boxes

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

You can invest in all kinds of things through the stock market. 

You might have heard a few of them thrown around like; Stocks, Bonds or Property. They’re called different Assets or Asset Classes. 

So how choose which is right for you and how do these assets make you money? 

That’s what we’ll cover in part 5 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

You will learn: 

·      What is an investable asset?

·      The most common forms of investments

·      How you can access them all through the stock market

·      How do you actually make money from any of these assets? (2 ways)

·      Why we prefer stocks over all the other assets

This is Part 5 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters

00:00:00 What Is An Investable Asset?

00:02:15 The Four Most Common Investments

00:04:53 ETFs are like Bundles

00:06:31 Two Ways Investments Make Money

00:07:47 Investing Versus Speculating

The Seth Klarman Clip at 7:42 is from 'Margin of Safety' on the Active Investor Magazine YouTube Channel, 14 Feb 2025.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

How do you actually invest? Well there's no one “right” way to do it; there are different styles which suit different goals and appetites for risk. 

The first three episodes of this series covered the foundations you need to get sorted before you can start investing. Now, it’s time to tackle how to make an investment. 

In this episode we cover what’s actually happening when you invest in the share market and how to know which investing style is right for you. 

You will learn: 

·      What is the share market 

·      What is a share and what does it mean to own one?

·      The different styles of investing 

This is Part 4 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters

00:00:00 Why Investing Beats Letting Cash Sit

00:04:44 Owning Small Pieces Of Big Brands

00:08:10 Hands-On Or Hands-Off Investing

00:11:39 Three Hands-On Styles Explained

00:18:58 Finding A Style That Suits You

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.