Get Started Investing

The single most influential factor in growing your long-term wealth, is the amount you’re able to save.

Maximise your ‘savings rate’, then put that money to work by investing it and your future self will thank you.

So, how do you do that?

In this episode you will learn:

• How much money you need to start investing
• Why the most powerful factor is your savings rate
• Bryce’s approach: Rule of 3’s
• Ren’s approach: Pay yourself first

This is Part 3 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters:

00:00:00 The Money Habit With the Biggest Impact

00:01:58 Investing Isn’t Just For High Earners

00:02:58 This Is the Part You Can Control

00:05:28 How We Each Stay Disciplined

00:11:30 Find the Spending That Trips You Up

00:14:50 Saving Now Equals Freedom Later

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Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

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In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

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Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

When is the “right” time to start investing? How do you know if you're ready?

We’ve heard plenty of reasons why people put it off. Not enough money, it feels too risky and more!

We are here to tell you: now is the time. You have everything you need.

In this episode you will learn:

• Why now is the time to start investing
• What you need to get started investing
• How to clear your high-interest debt
• About other debt: Mortgage, HECs etc.
• Building your emergency fund

This is part 2 in our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters:

00:00:00 Why Delaying Feels Sensible

00:02:21 Waiting Wastes Your Advantage

00:04:07 Everything You Need To Begin

00:06:07 Clearing Costly Debt First

00:08:08 Mortgage And HECs: What Matters

00:12:54 An Emergency Fund Comes First

00:14:47 You Can Start With Just One Dollar

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Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

 Investing. It can feel daunting, confusing or just too hard. The great news is that getting started is not as difficult as you might think.

The stock market is a powerful wealth-creating machine, yet so many people miss out on utilising it.

That’s why back in 2019, we created this series to break down the barriers and explain how to start investing. 7 years on, we're doing it again! An updated (even simpler to follow) 12 part series, sharing everything we’ve learned about investing to help you get started or to remind you of why it’s so important.

Welcome to the first instalment! And if this is your first episode. Congratulations: your investing journey has officially begun.

In this episode you will learn:

• What is Equity Mates
• Who we are – Bryce & Ren
• Our first investments
• 4 reasons why we invest (and you should too!)

Chapters:

00:00 What this 12-part series will cover

02:35 Who we are (and why that matters)

04:40 If we can do it, anyone can

07:06 How our investing journeys began

11:16 Hear why other listeners invest

12:03 Our four reasons for investing

13:15 The power of compounding explained

17:17 The $1 a day investing challenge

20:10 In the next episode...

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Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Still haven't started investing because you're not sure what to actually buy? We're solving that today.

In this episode, Ren and Simon each reveal exactly what they'd invest in with $5,000.

Real holdings, real strategy, but fake dollars. These two portfolios are concrete examples to show you how simple getting started can be.

Timestamps:

00:00:00 – Why Starting Feels So Hard

00:02:05 – The Logic Behind Core and Satellite

00:06:39 – How Simon Builds a $5K Portfolio

00:09:54 – What Other Investors Would Choose

00:10:56 – Ren’s Approach to a Diversified $5K

00:18:07 – Takeaways for Your Investment Plan

ETFs mentioned: DHHF, QBTC, HACK, GHHF, EXUS | Stocks mentioned: Tesla, Coinbase, LVMH, Goodman Group

Links Referenced:

🎧 Listen to: core and satellite | Cybersecurity ETF: HACK | Our interview with Coinbase CEO Brian Armstrong

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner investor friendly).

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Hilda knows with the amount she’s earning- she should be saving more. But money is something she hates dealing with. Normally, she lacks the motivation to do anything about it. But with a recent pay cut, it’s clear things need to change.

So- she joins us on our series; Boost my Budget to get help building a low touch budget that will have her spending less, saving more and even- starting to invest.

Your saving rate has the biggest impact on building your wealth. If you’re someone who’s been burying their head in the sand or coasting by, knowing you could be making your money work better- good news. It doesn’t have to be hard or scary. In this episode we cover ways everyone can improve their savings rate.

Timestamps:

00:00:00 – Why Money Feels Hard To Face

00:01:34 – What Hilda Wants To Change

00:03:19 – Her Current System

00:05:37 – What Her Spending Says About Her

00:07:32 – The Surprises In Her Cashflow

00:09:26 – Where Her Food Budget Goes

00:10:52 – The Savings Gap She Didn’t See

00:12:42 – Is The Credit Card Helping?

00:14:13 – A System To Make Money Easier

00:16:28 – The Budget That Actually Works

00:18:49 – How To Make Savings Grow

00:20:40 – A Simple Way To Start Investing

00:22:07 – What To Do From Here

Links Referenced:

💸 Want your Budget Boosted next? Apply here

💲 PocketSmith is offering Equity Mates listeners 50% off the first 2 months of a Foundation Plan. To try PocketSmith for yourself head to pocketsmith.com/equitymates

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes here.

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner friendly).

Or our FREE ETF Handbook: everything you need to get started with ETFs.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Black Friday and end of year sales are here and you have the opportunity to use it to your advantage.

In this episode we present our 3-step guide to tackling this high spend season with a financially literate, investing savvy mindset.

Every dollar you don’t spend, is a dollar you can invest- so here’s how to make your money work harder for you.

We cover:

-       The doggy sales tactics to watch for and how to avoid them.

-       How to get the best deals and stop impulse buying or overspending.

-       Our 3-step guide to tackling Black Friday Sales as an investor

Timestamps:

00:00:00 –  We're Talking about Shopping Now? Not Quite

00:02:04 – How Black Friday Takes Shape in Aus

00:04:53 –  Sales Tactics To Watch Out For

00:06:00 – How to Avoid Those Traps

00:08:59 –  Our Three Step Plan To Use Sales Well

00:13:35 – Build Investing Skills with Black Friday

Links Referenced:

🎧 Listen to: What is the stock market and how does it actually work?

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes here.

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner friendly).

Or our FREE ETF Handbook: everything you need to get started with ETFs.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

If you’re stuck deciding which ETF to invest in, use our 5 steps to compare any ETF. In 10 mins you’ll have all the information you need to make the best choice for you.

ETFs have made investing super accessible. So accessible in fact, that there are now so many to choose from that it can be overwhelming.

If decision paralysis is getting in your way, these steps will help you focus on what really matters and get invested.

Links Referenced:

📈 ETFs mentioned: VHY, VAS

🎧 Listen to: We hate fees! Here are the Cheapest ETFs in Australia

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes here.

Timestamps:

00:00:00 – Introduction And Episode Setup

00:01:29 – How To Compare Any ETF In Ten Minutes

00:02:27 – Listener Question: VHY Or VAS

00:04:13 – Step One: Look At The Name

00:05:08 – Step Two: Understand Its Purpose

00:05:55 – Step Three: How It Achieves That Goal

00:07:15 – Step Four: What It Costs

00:08:36 – Step Five: After-Fee Returns

00:09:51 – How To Compare Two ETFs

00:10:41 – VHY Versus VAS: Key Differences

00:13:21 – Fee Comparison And Returns

00:15:15 – Long-Term Performance

00:16:30 – Final Thoughts And Takeaways

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Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Feeling nervous about investing right now? That’s perfectly normal.

All time highs have been reached in many places as of late- It’s got some people talking about a Bubble, or impending crash.

But what does that mean? Should you be worried? And how should you invest in response?

In this episode we:

-      Explain the theory behind stock market bubbles

-      The impact on your investing

-      How we personally are investing in the current market

-      Five steps to take if you’re worried about investing right now

Links Referenced:

📈 Probability of loss chart 

🎧 Listen to: Don’t time the market, Cognitive biases, why we love index funds,

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes here.

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

Timestamps:

00:00:00 – Introduction & Listener Questions

00:03:59 – Are We in a Stock Market Bubble?

00:07:55 – The AI Boom vs. Dotcom Era

00:09:37 – The Risk of Waiting to Invest

00:12:44 – Companies Die Indexes Are Forever

00:15:50 – Five Steps for Investing Right Now

00:20:57 – Outro Disclaimer

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Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Investing isn’t just a financial game, it’s a mental one.

In fact, mindset is so pivotal to good investing, that if you’re yet to start (investing consistently, or at all), the chances are it’s your mindset- not your finances, holding you back.

We’re here to help you break out of the biases keeping you from a better financial future.

In this episode we explain 4 common cognitive biases that prevent you from investing and detail how to combat each of them, so you can invest to your full potential.

Links Referenced:

🎧 Listen to next: How much money do you need to start investing?

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on our YouTube channel here.

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner investor friendly).

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

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Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our books: Get Started Investing and Don’t Stress, Just Invest

Follow us on social media: Instagram, TikTok, & LinkedIn

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In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Should you invest in the stock market or buy property? It’s debate we’re here to settle.

In this episode we explain the role both property and stocks can play in a portfolio. It’s not about either/or, its about your goals and the timing.

We cover:

·      Why the Property vs Stocks debate is a false choice.

·      How and when you investing in stocks.

·      Knowing if or when you should buy property.

·      The role each asset plays in a portfolio.

Links Referenced:

🎧 Listen to this GSI ep: how to invest in property without a mortgage

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes here.

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner investor friendly).

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

———

Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our books: Get Started Investing and Don’t Stress, Just Invest

Follow us on social media: Instagram, TikTok, & LinkedIn

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.