Get Started Investing

Fees are the silent killer of investing returns. Luckily, they’ve never been easier to avoid.

Even a tiny fee difference can cost you thousands over time. In this episode, we break down the lowest-fee ETFs in Australia and show how to make every dollar work harder for you.

We Explain:

-      How ETF management fees work

-      A worked example of the impact a tiny % difference in fees can have on your wealth over 30 years

-      The 3 lowest-fee Australian Index ETFs, S&P 500 ETFs and Global ETFs on the ASX

-      The most expensive Australian ETFs you might want to avoid

Links Referenced:

👀 MoneySmart fee Calulator and Morningstar ETF List

🎧 Listen to: what is the stock market and how does it work?

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on our YouTube channel here.

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

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Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

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In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

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Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

When’s the last time you checked your savings rate? 

Some popular accounts have recently made changes, so it’s time to check that you’re still getting the best bang for those bucks. 

We were surprised just how much this list had changed in only 3 months, since we last made this episode.

In this edition we share the top savings accounts as of October 2025:

• Top 5 accounts with conditions 
• Top 5 accounts with no hurdles or conditions.
• Explain the recent changes to popular savings accounts in Australia including Up Bank

Links Referenced: 

🎧 Listen to: best savings accounts July 2025

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on our YouTube channel here.

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

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Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our books: Get Started Investing and Don’t Stress, Just Invest

Follow us on social media: Instagram, TikTok, & LinkedIn

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In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

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Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Knowing what to invest in and how to invest in it, can get confusing. Not only are there now more options than ever, the terms used to describe them are full of acronyms and jargon. 

But don’t be disheartened. These terms are simpler than you might think. In this episode we explain 4 common terms you’ll hear beyond single stock investing; ETFs, Indexes, Mutual Funds and LICs. 

By the end of this episode, you’ll know what each of these terms mean and the key differences between them. 

Links Referenced: 

🎧 Listen to: why we love index funds (and you should too)

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on our YouTube channel here.

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

—------ 

Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our books: Get Started Investing and Don’t Stress, Just Invest

Follow us on social media: Instagram, TikTok, & LinkedIn

—------

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

—------

Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

If there’s one thing to get right in your financial life, it’s superannuation. It’s the biggest free kick you’ll ever get and worth bothering about.

To wrap up Super September, we’ve built the Ultimate Super Checklist: 9 complete steps that'll make your super work harder today to set you up for success tomorrow.

Listen to this episode, download the free checklist, and start ticking them off.

x

Links Referenced: 

📝 Download the Utlimate Super Checklist.

🎧 Listen to: Super September on Equity Mates and Your Super Questions Answered

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

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Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our book: Get Started Investing and Follow us on social media: Instagram, TikTok, & LinkedIn

—------

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

—------

Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

How you structure your cashflow is the key to achieving your savings goals, no matter your income. 

Becca dreams of sipping cocktails in Fiji, but her budget feels messy. With a small mortgage, investment properties, and even some shares- she’s built a strong base. But a recent drop in income has made it hard to balance today’s spending with tomorrow’s goals.

In this episode, financial adviser Alex Luck joins Bryce to help Becca clean up her cashflow and prove that even on a low income, goals are still within reach.

We cover:

• Setting up a simple account system which makes saving feel effortless.

• Why cashflow structure matters when it comes to hitting goals.

• How to balance short-term treats with long-term plans.

Links Referenced: 

👋 Want to speak to Alex? Get in touch. 

💲 PocketSmith is offering Equity Mates listeners 50% off the first 2 months of a Foundation Plan. To try PocketSmith for yourself head to pocketsmith.com/equitymates

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on our brand new Get Started Investing YouTube channel Subscribe here.

—------

Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our book: Get Started Investing and Follow us on social media: Instagram, TikTok, & LinkedIn

—------

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

—------

Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

What your portfolio looks like at 60 should be very different to 20, or even 40. Your investing should evolve as your life does. In this episode, we show you how to make every decade count.

It’s never too late to change your financial future. At every stage of life there are steps you can take to get the most out of the years ahead.

We cover:

• A model portfolio for each key decade; 20s, 40s and 60s.
• Why time is your biggest advantage in your 20s.
• The traps to avoid in your 40s (hello, lifestyle creep).
• How to de-risk in your 60s without missing out on income

Links Referenced: 

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

📚 Read our book: Don’t Stress, Just Invest

🎧 Listen to: What’s in our portfolios on Equity Mates 

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on our brand new Get Started Investing YouTube channel Subscribe here.

—------

Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our book: Get Started Investing and Follow us on social media: Instagram, TikTok, & LinkedIn

—------

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

—------

Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Consistent returns and time. That's the recipe for the most powerful force available to an investor; compounding. You don’t need to chase crazy returns to build meaningful wealth, compounding alone can get you there. In this episode we explain how. 

We cover: 

• What is compounding and just how powerful it is
• The steps you need to take advantage of it.
• A common misconception about how compounding works.
• Answer a listener question about compounding inside super vs outside of it

Links Referenced: 

🎧 Listen to: Our episode on Dollar Cost Averaging and Super September on Equity Mates

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on the Get Started Investing YouTube channel here.

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner investor friendly). 

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

—------

Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our books: Get Started Investing and Don’t Stress, Just Invest

Follow us on social media: Instagram, TikTok, & LinkedIn

—------

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

—------

Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

It's a dreaded word in investing… Inflation. If you’ve felt the cost of living pinch, you’ll be no stranger to the corrosive effect of inflation on your finances. But what actually is it? How does it work? Why does it change? 

In this episode we explain everything you need to know about inflation, importantly, how you can use it to your benefit.

We cover: 

• What is Inflation and why is it so harmful?
• How to avoid losing money to inflation: have it working in a way that beats it.
• 3 ways to take advantage of inflation.

Links Referenced: 

🎟️ Live Event Tickets here

🎧 Listen to: Best Savings Accounts 2025, Why saving alone won’t make you rich

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on our brand new Get Started Investing YouTube channel Subscribe here.

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

—------

Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our books: Get Started Investing and Don’t Stress, Just Invest

Follow us on social media: Instagram, TikTok, & LinkedIn

—------

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

—------

Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

YouTube is big business these days. In this episode we chat with finance creator Brandon van der Kolk who built a 1M+ subscriber channel; New Money. We hear about his investing journey, his money philosophy and how he built his internet hobby into a full time business. 

We chat about: 

• How Brandon built his hobby channel into a full time gig
• His investing journey from questionable single stocks to ETFs back to Warren Buffet Value style single stock investing
• How he manages his money as a business owner 
• His “make more not save more” money mindset

Links Referenced: 

👋 Check out Brandon’s Channel here

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on our brand new Get Started Investing YouTube channel Subscribe here.

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner investor friendly). 

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

—------

Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our books: Get Started Investing and Don’t Stress, Just Invest

Follow us on social media: Instagram, TikTok, & LinkedIn

—------

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

—------

Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Kara tracks every cent she spends in a detailed spreadsheet… yet still feels her budget’s slipping away.

With a single income, two kids, and the goal of retiring at 60 with a fully paid off property- Her monthly retail spend could be holding her back. Can financial coach Lexi Smith help Kara swap the impulse buys for investing?

In this edition of Boost My Budget, we unpack Kara’s cashflow, tackle her doom-scroll fuelled spending sprees and help her find ways to tame that onerous spreadsheet. 

We cover:

• Kara’s monthly spending breakdown.
• Quick wins to make budgeting feel less restrictive and more sustainable.
• How to spot and manage spending triggers. 

Why focusing on just one category can simplify money management.

Links Referenced: 

💲 PocketSmith is offering Equity Mates listeners 50% off the first 2 months of a Foundation Plan. To try PocketSmith for yourself head to pocketsmith.com/equitymates

🎧 Listen to: all Boost my Budget episodes

📞 Want your budget boosted? Apply here.

🙋‍♀️ Want to get in touch with Lexi? Use this form.

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Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our books: Get Started Investing and Don’t Stress, Just Invest

Follow us on social media: Instagram, TikTok, & LinkedIn

—------

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

—------

Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.