Today’s Mortgage Desk segment of HousingWire Daily features an interview with Angel Hernandez, Ginnie Mae director MBS policy and program development. 

Ginnie Mae recently began accepting eNotes, and even guaranteed its first digital pool of mortgage backed securities. All of this is due to the mortgage guarantor’s ongoing Digital Collateral Program. 

This new focus on digital at Ginnie Mae could have major consequences for the housing market. The company said it expects to see escalating levels of growth in the volume of eNotes securitized under its MBS Program for 2021. And Rocket Mortgage, which has originated the first eNotes under Ginnie Mae’s pilot program, agreed that the housing industry will soon see higher adoption rates of the digital mortgage, saying the program could even become much more popular by the end of 2021.