Honest Property Investment with Natasha Collins

By Natasha CollinsBusiness Investing

Honest Property Investment with Natasha Collins episodes

November 08, 2022How we’re Changing our Commercial Deal Analysis in these Crazy Economic Times
As I’m sure you are all aware the state of the economy is getting WORSE.

The Bank of England (BoE) base rate has increased, inflation has skyrocketed, and interest rates on commercial and residential mortgage lending products have continued to climb.
Many experts are now predicting an economic recession until late 2024.

But it’s not all BAD news…

Because as this dynamic and elusive economic market keeps changing, so do we.

In this week’s podcast, we’re going to discuss how we’re changing our commercial deal analysis in these crazy economic times!

In the 45-minutes we’ll ….
Discuss the importance of market research when investing.

We’ll go through all the key salient points of NCRE’s new deal analysis template
>The deal summary
>The tenancy schedule
>The comparable evidence
>Estimating market rent
>WAULT calculations
We’ll introduce Marcus Ginn, the founder of Edozo. The centralised platform which makes it easier, faster, and more accurate to research commercial property.

We’ll walk through how to effectively operate the platform using a practical example in Burton-on-Trent.

Finally, we’ll discuss our exciting new partnership with Edozo and how as a membership perk our clients can gain discounted access to the platform.
REMEMBER: The KEY when performing investment Deal Analysis is DUE DILIGENCE!

Want to find out more and gain exclusive access to Edozo, you can listen to the podcast NOW!
🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧

P.S. On Tuesday the 15th Nov @7pm, I'm hosting the Commercial Property Investment Deal Analysis Masterclass ... for Investors wanting to Invest with their SSAS.
If this is RIGHT up your alley, then I invite you to book your spot NOW >>> https://ncrealestate.co.uk/deal-analysis-masterclass-for-investors-15thnovember2022/

P.P.S. You know I just mentioned Edozo? You could stand a chance to receive 1 of 5 BONUS annual subscriptions with them when you attend the Masterclass on the 15th Nov!
48 min
October 25, 2022How to Make Investment Decisions within the Current Market and Economic Conditions
After weeks of chaos for the British government and wider economy, the team at NC Real Estate is here to deliver you some POSITIVE news:

In this week’s podcast, we’ve put your questions to the Professionals here at NCRE to understand the DOs and DON’T when investing in commercial property in today’s economic climate.

Here are a few juicy questions that we asked our experts:
What lessons can investors learn from the 2008/09 recession that investors can apply now in the current economic situation?

What investment strategies are going to work in the next 12-18 months?

When is the right time to invest in property and what are your general thoughts on the prices?
So, without spoiling all the fun here are a few insights from today's podcast:
Stay calm and take a long-term view when investing. There are going to be a huge amount of people panicking, but there are also going to be a huge number of opportunities as a result. REMEMBER you make your money when you buy!

Communication with the commercial tenants is paramount. Working collaboratively with them and providing them with solutions like assigning or subletting and offering additional tenants and guarantors and keeping in mind three keywords, FAIR, FIRM, and INVENTIVE.

It is impossible to time the market. REMEMBER as Warren Buffett said: ‘Time in the market is better than timing the market’
I hope you really enjoy this podcast.
P.S. If you missed the last Members' Club Deal Analysis Masterclass but would like to attend the next one, keep your eyes peeled for info around mid November.
27 min
September 27, 2022 Yes, the Economy is in Turmoil… Here's what we’re going to do about it!
It's been a full-on couple of days, hasn’t it?!
To me, it feels like we are being pranked by our Government as seemingly they can’t read the room.
The £ has fallen over a cliff and is making its way to the bottom of the South Sandwich Cliff (deepest underwater trench in the Atlantic apparently).
The Bank of England base rate continues to rise and rumour has it will increase again by the end of the week.
Mortgage products are being pulled. Valuations are being hit by material uncertainty clauses… expect 10-20% drops because of this and then mortgage underwriters may downvalue it some more.
Yet, through all of this, I don’t see any reason to throw in the towel, its just time to change your approach.
Want to know how? Listen to my podcast now!
Sidenote: Throughout this period of recession it's going to be freaking hard to stay grounded. You’re going to want to scream, shout, hide, give it all up, start again, lose yourself, pick yourself up and it's going to be hard. Community is key. I promise you I have the best one in the Members Club, because no matter what day or time, you can ask us a question or just shout for help and we’ll be here to get you back on your feet.
Want to know more? Email [email protected]
30 min
September 13, 2022Return on Capital Employed (ROCE)... what’s the deal?
Return on capital employed (ROCE) is the % that I hear investors parsing a lot.
This figure is your Net Annual Rent divided by the Cash you put into the deal less any equity you take out of the deal = ROCE as a %.
Nowadays it's common for me to hear 50% or 75% ROCE employed banded about like it's some easy, risk-free thing to be able to achieve.
It’s not.
Easy is 10%-20% ROCE.

25% ROCE means you’ll need to make some tweaks to the building.

30% or higher means there’s some risk involved in getting more money out and that risk gets higher, the higher the ROCE.
You need to decide what level of risk you are willing to take and whether you are happy to put in the leg work and potentially sleepless nights to achieve that higher ROCE… because remember, it’s tough!
If you want to find out more about this, listen to today's pod, where I explain what the risks are right now and how you should be investing based on today's economic climate.
AND...
You are invited to the NCRE Members' Club LIVE Deal Analysis Masterclass on Thursday the 15th of September (THIS Thursday) at 8pm BST.

In the 90-minutes...
✔ We will analyse TWO current commercial deals that are on the market right now
✔ We will walk you through the deal analysis
✔ We will explore the pros and cons of each deal
✔ We will explain what we would offer and what our maximum price would be
✔ You WILL get to ask questions

Sign up for the Deal Analysis Masterclass here.
*This is a ONE-time offer, so if you've attended one before, you won't be able to join again.
28 min
September 06, 2022The Reality of Commercial and SSAS lending right now
If you are in the SSAS or commercial property world in the UK then I’m sure you’ve already heard of Alastair Hoyne and Finanze ([email protected]). He and his team have some awesome products right now…
But, I’m absolutely sure you’re also thinking, interest rates are going up, lenders don’t seem to be as keen on lending on commercial and especially not commercial property purchased in my SSAS so how on earth am I actually going to move forward in todays climate.
I get you, which is why I wanted to quiz Alastair on this.
Questions asked were:
What happens if I have a missed payment on my credit file, will I still get lending?

Are there actually any lenders who lend to SSAS’s at a decent rate?

What interest rate can I expect to pay on commercial property?

How high do you see interest rates rising? Should I even be buying now?

When should I use bridging isn’t it expensive?
And, as it turns out from the podcast, anything is possible when it comes to finance.
Enjoy the podcast!
32 min
August 30, 2022 I purchased a commercial property in my SSAS for £11,200
I thought that I’d have a little fun over the last couple of weeks and purchase something that no one would expect. I transferred some of my business profit into my SSAS and purchased a telephone box for £11,200 (plus fees of £1,250 inc VAT) in Central London.
What am I doing with mine? I’m first renting it out to my Ltd company for £80/month and we’re going to do a little marketing/educational piece with it (which is why I can’t tell you exactly where it is yet).
I hope this podcast inspires you to "think out the box" in terms of commercial property- the possibilities are endless!
31 min
August 16, 2022 Using Your SSAS to purchase Commercial Property
Have you signed up for my webinar "How to Supercharge your Property Portfolio through buying Commercial Property…without jumping on the Commercial to Residential conversion bandwagon" happening on Tuesday the 23rd of August at 19h00 BST?

This is one you are not going to want to miss! Sign up to join the webinar here.
Great, you signed up! Now onto today's meaty topic.

My job as an Asset Manager is to be creative… with commercial property you get to do that.
Most people think getting into commercial property is all about buying a retail unit on a high street.
It’s not.
I invited Bryn Walker and David Nicklin from Retirement Capital onto the podcast this week to discuss how your SSAS can fund commercial property. We ALSO chat about a whole host of different strategies; one being CMO’s (commercial multi-occupancy units) where in the example we used the profit rent to the Ltd company would be £10,000pa.
Sounds good right?

Enjoy the podcast and don't hesitate to contact Lorenza ([email protected]) if you want to find out more about the Members' Club and what we do.
40 min
August 09, 2022 How do you start out in Commercial Property if you only have 15 minutes spare?
Announcements first:
We’re HIRING and Asset Management Surveyor and Graduate Surveyor to be part of our awesome team.
Want to apply? Email [email protected] to register your interest, we’ll send you a Job Description and how to apply.
On the 23rd of August at 7 pm BST, I'm hosting a free webinar. The topic of the webinar is "How to Supercharge your Property Portfolio through buying Commercial Property…without jumping on the Commercial to Residential conversion bandwagon".

You're going to want to come to this if you want to learn about Commercial Property Investment!

Sign up to join the webinar here.
This leads me to this week's topic.

How do you start out in commercial property if you only have 15 minutes spare? You're going to have to listen to today's podcast.
That’s it. That’s where I would start. You can do that!
The next step is Deal Analysis… This is something we focus on in the Members' Club (there's a sneak peek in the podcast today!).
25 min
August 02, 2022 A 🦄 deal + a win for Commercial Landlords
I found a 🦄 for a client…
Seriously.
This is a 1 commercial unit, 3 studio apartment property in Helston, Cornwall.
Purchased for £230,000 with 2.5 weeks between offering and completion.
A leaseback was done with the seller who continues to occupy the commercial unit for the next 2.5 years on a full repairing and insuring lease for £7,800per annum.
On completion, worth £340,000 with £2,220pcm coming in from the four units.
Yes it was purchased in cash and it will be refinanced through investor finance (who will lend £230,000 with a first charge against the property) at circa 7% per annum so its 100% cash out within… roughly 1 month 🤯
You want to know how? You’re going to have to listen to the podcast!
PLUS, you're invited to our LIVE webinar happening on Tuesday the 23rd August at 19h00 BST. The topic of the webinar is "How to Supercharge your Property Portfolio through buying Commercial Property…without jumping on the Commercial to Residential conversion bandwagon".
Sign up to join the webinar here: https://ncrealestate.co.uk/august2022/
23 min
June 28, 2022 Why tax planning for your property portfolio is so important right now!
Today’s podcast is all about tax planning - and why this is so NB right now.
I have a lot of great advice on what you can do to fix mortgage interest rates and even fix your maintenance costs, but I’m a Surveyor and I stay in my lane.
So this week I invited a tax professional, Neil Ryder, to come onto my podcast and explain ways in which we can put in place a tax strategy for our property portfolio so that we know roughly how much tax we’ll be paying (or even saving) so that we can plan accordingly.
If you’d like to reach out to Neil, you can do so here:
Tel: 07834 600024
Email: [email protected]
Website: www.astonleigh.com
41 min