Yellow Brick Road Earlwood principal Effie Nicol joins Annie Kane and James Mitchell as the first Elite Broker guest of the new year. The broker reveals how she works with clients to address their financial needs, some details of her work fundraising for charities and supporting women in finance, and why she is setting her sights on expansion. Ms Nicol also talks about how she achieved her goals of building a business as a "one-woman show", the biggest change in her life and how she manages her work and social life. You will also find out: - Why she chose Yellow Brick Road - How her mentors helped her - Why it is important to plan ahead and create a budget www.theadviser.com.au