Could you cover your expenses if you lost your job tomorrow? According to Healthcareplus.org, 44% of New Zealanders don’t have any emergency savings — which means nearly half of us are one unexpected bill away from stress and debt.

In this episode of the Māori Millionaire Podcast, I share exactly how I saved a 6-month safety net, starting from $0. You’ll learn practical, realistic steps you can use to build your own emergency fund and stop living on the edge.

Here’s what we cover:

• Why a safety net is the ultimate protection against debt and stress
• The first milestone: how to save your first $1,000 fast
• How to create a money plan to find extra savings
• Creative ways to make extra cash (including what I sold to kickstart mine)
• How to figure out YOUR 6-month savings number without overwhelm
• Tips to cut costs, set money boundaries, and stay consistent
• Fun hacks (like post-it notes!) to keep your savings journey motivating

If you’ve been putting off building your safety net, this episode will give you the clarity and tools to start today.

✨ If this episode helped you, share it with your friends or followers and tag me – @maorimillionaire_ – I’d love to celebrate your wins!

🔗 Connect with me & all my links here: https://linktr.ee/Tekahukura 📲 Follow me on social media: Instagram, TikTok, Facebook

📌 Disclaimer: I am not a qualified financial advisor. This content is for educational purposes only and should not replace professional advice. Please seek guidance from a trusted financial adviser for your personal situation.