"You should stay in school and work hard." That's the advice many people receive. Nyawira Muraguri did that. But she also worked in her parents' business from the age of nine, negotiated aggressively throughout her career, used side hustles to clear debt, bought land with loans, stayed at home longer than most of her peers, and benefited from a support system that gave her room to take bigger risks.In this episode of Financially Incorrect, Nyawira opens up about the financial realities behind her career journey, from earning KSh 10,000 in her first job to leading communications and marketing initiatives at Samsung Electronics. She shares why salary negotiation became one of her biggest wealth-building tools, how she made and lost money through side hustles, the lessons she learned from property investing, and why COVID forced her to completely rethink her relationship with money.She conversation also explores a topic many people avoid discussing honestly: the difference between being self-made and being supported.Alongside the money conversation, Nyawira gives her perspective on AI-powered devices, the future of smartphones, privacy concerns, and how technology is changing the way we live and work.---------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: ⁠https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: ⁠https://shorturl.at/rWFqC🎓 Learn how to trade: ⁠https://shorturl.at/xR2Ye⁠📊 Try a demo account: ⁠https://shorturl.at/izDMc⁠💸 Open a live account: ⁠https://shorturl.at/Od2ux---------------------------------------------------------------------------------------------------------------------------------------Episode Chapters00:00 Introduction01:25 The Most Money She's Ever Imagined Making03:58 "The Smartphone Era Is Over"05:47 AI Devices, Meta Glasses & The Future07:18 Working For Her Parents At Age 909:44 Financial Lessons She Wishes She Learned Earlier10:47 The First Thing She Bought With Her Own Money13:33 Daystar University & Financial Independence18:32 Her First Job And KSh 10,000 Salary21:00 Government Internships And PR Experience24:51 Breaking Into PR Agencies28:10 The Salary Negotiation Formula32:42 Climbing The PR Career Ladder38:16 Side Hustles That Made Serious Money41:43 Lifestyle Inflation And Financial Reality49:17 How COVID Changed Her Relationship With Money51:30 Buying Land And Flipping Property54:10 Surviving Career Uncertainty57:00 The Financial Cushion Most People Ignore01:08:20 Buying A Home Through A Mortgage01:11:15 Joining Samsung Electronics01:16:14 AI, Privacy And Samsung Knox01:23:19 Her Definition Of Financial Freedom01:26:00 Learning Global Investing And Estate Planning01:27:14 Happiest Money Memory01:29:05 Samsung S26 And Final Thoughts