Teetering bank balance, shelves groaning with unsold stock, and a to-do list that rustles louder than tissue wrap? Lean in—this festive crunch is survival mode for indie retailers.

Christmas is coming, and with it, that age-old retail cash flow pinch. I’m Catherine Erdly—host of the Resilient Retail Game Plan and twenty-five years deep in this glorious, gritty industry.

In this episode, I break down why September and October send even the most seasoned retailers’ stomachs flipping and how you can manage cash flow during seasonal peaks without losing sleep or profit. From real talk about why “big guys” don’t have it any easier to practical advice for negotiating terms, avoiding stock pile-ups, and clearing out that dreaded dead stock (think: cash stuck in hibernation), this conversation is your no-nonsense lifeline. [cash-register-ding]

Why listen?

• Get honest, human product business advice for weathering the Christmas crunch
• Squeeze more margin from your range (and finally pay yourself as a product-based business owner)
• Learn how to use a retail cash flow template (grab the free download)
• Discover negotiation strategies for small retailers and indie retailer tips only a retail podcast UK like ours digs into
• Find out how to clear excess stock without damaging your brand—or losing your mind

Prefer to watch?

https://youtu.be/Xox17sgis_Q

Have takeaways, sticky situations or guest ideas?

DM @resilientretailclub on Instagram—I read every message.

Don’t miss future episodes of the Resilient Retail Club podcast: rate and follow in your favourite app. For more scaling a product business insight, catch my latest Forbes feature on funding options for indie retailers UK.

Mentioned in this episode:

Cashflow Planner Freebie

Download your Cash Flow Planner at https://resilientretailclub.com/cashflow