Foreclosure filings are rising, but this is not a housing-crash episode.

It is a wake-up call for real estate agents who want more listings in 2026.

Most agents avoid pre-foreclosure homeowners because they are afraid of the conversation. Meanwhile, wholesalers and investors are already contacting these sellers, often offering one path: sell fast for less. Tim and Julie Harris explain why agents who know how to lead with clarity, dignity, and real options can become the homeowner’s best solution.

Today’s pre-foreclosure sellers are often very different from the sellers of 2008 and 2009. Many have equity. Many simply missed payments because of financial hardship, rising insurance costs, tax issues, or an unexpected life event. They may not realize that listing traditionally, working with the lender, or using a temporary forbearance option could help them avoid foreclosure and preserve more of their equity.

In this episode, Tim and Julie break down how to identify the opportunity in your local market, how to compete against wholesalers, what foreclosure data actually means, and why banks often prefer a solution over taking a property back.

You’ll learn how to approach pre-foreclosure homeowners ethically, position a retail listing as a stronger option than a wholesale offer, communicate with lenders, answer buyer and seller questions about foreclosure headlines, and build a more proactive listing business in the 2026 market.

This is exactly the kind of training Libertas agents receive every week: practical conversations, listing lead strategies, and real-world systems built for agents who want a serious career.

Free training: HarrisRealEstateDaily.com
Coaching: PremierCoaching.com
Join eXp + Libertas: WhyLibertas.com/Harris
Text Tim Direct: 512-758-0206
Opinions are my own and not the views of eXp Realty.