KiwiSaver won’t save your retirement - and it’s time Kiwis faced that reality.

In this episode, Mike and James reveal the harsh truth behind New Zealand’s retirement crisis, unpacking why low contribution rates and unrealistic expectations mean KiwiSaver alone won’t cut it. They break down what $500,000 in savings actually looks like at retirement and outline the practical steps to build true financial independence - from paying off your mortgage faster to investing smarter.

Next Steps: If you haven’t reviewed your KiwiSaver recently, now’s the time - book a 30-minute session with a Lighthouse KiwiSaver adviser and make sure your fund, provider, and contributions are actually working for your future.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.