Real estate investors talk about the housing crisis every day.

Very few are actually building solutions.

In this episode, Mikey Taylor, cofounder of Commune Capital, takes you inside a rare position. Sitting on both sides of the table. Municipal leadership and private real estate development.

One night, he’s voted mayor of Thousand Oaks.
The next morning, he’s on site developing housing projects designed for working Americans.

This VLOG breaks down how real estate capital, zoning policy, and incentive alignment actually intersect in today’s market.

If you’re a real estate investor, developer, or LP trying to understand:• Affordable housing investment strategies• 80 percent AMI housing fundamentals• How zoning reform impacts project feasibility• Why regulation alone doesn’t solve supply shortages• How removing entitlement friction attracts private capital• What scalable housing models look like in high-cost states

This video is for you.

Most investors think they’re diversified. Today Brad Barrett explains why 7 to 10 mega-caps can dominate your “broad market” exposure and what to do before the next shock hits. We cover the simple, boring habits that actually build wealth, when to hire an advisor, how behavioral biases wreck DIY plans, and why his firm keeps zero in crypto while opening access to a private equity fund with quarterly liquidity.

Brad’s background: 23 years advising through multiple cycles, host of Mindset with Brad Barrett and Pension Attention, and a partner at One Capital Management.

What you’ll learn
• The concentration risk sitting inside the S&P 500 and how to fix it today
• A practical diversification stack including uncorrelated assets and fixed income
• When a DIY approach backfires and the moments to bring in counsel
• The crypto allocation rule of thumb that protects your downside
• Private equity as a diversifier and how quarterly liquidity works

Chapters: 

0:00 Why “diversified” portfolios aren’t

02:06 The 7-stock concentration problem

03:31 How to build real diversification

04:12 Private equity access and quarterly liquidity

16:33 When a real advisor actually helps

22:42 Behavioral biases that wreck returns

25:08 Crypto allocation discipline and FOMO control

32:45 Why boring investing wins long term

35:01 Compounding vs overtrading

53:59 Where to find Brad and key resources 

Instagram: instagram.com/mindsetwithbradbarrett

Facebook: facebook.com/mindsetwithbradbarrett

One Capital: onecapital.com

Youtube: https://www.youtube.com/@mindsetwithbradbarrett

The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain statements may reflect projections or expectations of future financial or economic performance. Any “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or actual performance of the subject. Past performance is not an indication of future results.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.

Richard Mulder went from Girl/Chocolate pro to starting at zero in real estate. No residuals. No safety net. And every January 1 felt like day one again. In this episode he lays out exactly how he survived the reset: treat real estate like a contact sport, lead with questions to build real rapport, and stop pretending this is a side hustle.

Watch if you care about: real estate sales, lead generation, new agent strategy, career reinvention, identity after sports, money and stewardship.

Quick wins you’ll get:
• Daily outreach cadence that actually compounds
• The right way to build trust fast
• Good debt vs bad debt in plain English
• Why “all in” beats talent when the market slows

Chapters:

0:00 Intro + Parenting Mirror: kids copy what you do

03:15 From Skating to Real Estate: Kevin story, first steps

07:51 Sales Reality: ground zero every Jan 1, planning the grind

08:56 Lead Gen = Contact Sport: momentum from consistent outreach

10:02 Skater Mindset Advantage: fail forward, don’t take “no” personal

11:57 Who Thrives in Residential: extrovert vs introvert, emotional navigation

14:06 All In, Not a Side Hustle: why dabblers wash out

16:01 Rapport First: selling is questions, listening, and proving you care

20:24 Faith & Identity Beyond Talent: purpose after pro life; building community

31:18 Was Jesus a Socialist? 

The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.

Certain statements may reflect projections or expectations of future financial or economic performance.  Any “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or actual performance of the subject. Past performance is not an indication of future results.

Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.

Neither this message nor its contents should be construed as legal, tax, investment, or other advice.  Individuals are urged to consult with their own tax, legal, and investment advisers before making any investment decision.

He raised millions into an ATM fund that paid every month… until the operator went to jail and the whole thing unraveled. Bronson Hill breaks down what he missed, the hard calls he had to make to million-dollar investors, and the exact framework he now uses to protect capital and still grow. We also dive into modular homes as a fast solution after the LA fires, why rent freezes fail, and how to think about risk when the macro picture keeps shifting.

Timestamps

0:00 The ATM fund that went bad and what it taught us

5:02 Calling investors when it’s a scam, not just “risk”

7:18 The risk spectrum and why first-position debt matters

12:10 Retail investor clarity: cash flow, taxes, and goals

18:00 When cash flow beats a paycheck and changes everything

30:10 AI used to win a $1M grant

31:20 Modular homes after the fires

38:45 Rent freezes vs real supply

44:10 Inflation, dollar confidence, and cycles

54:00 Bronson’s book and free inflation guide

The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.

Certain statements may reflect projections or expectations of future financial or economic performance.  Any “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or actual performance of the subject. Past performance is not an indication of future results.

Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.

Neither this message nor its contents should be construed as legal, tax, investment, or other advice.  Individuals are urged to consult with their own tax, legal, and investment advisers before making any investment decision.

Buying life insurance the wrong way can cost you six figures and leave your family exposed. Russell Boring breaks down term vs whole, indexed universal life, infinite banking, and “tax free retirement” inside a policy. We cover caps, floors, surrender charges, loans, and the incentives that could push bad products.

Watch if you’ve been pitched: whole life, IUL, VUL, guaranteed UL, or infinite banking.

Key takeaways:• Permanent can fit when income is high, plans are maxed, and you’ll actively manage the policy.• Linear illustrations hide volatility and loan risks.• Estate planning can be the best use of life insurance.

Timestamps

0:00 Don’t buy before you hear this

3:12 Term vs whole explained simply

10:45 What “indexed” really credits

16:20 The illustration trap and tax bomb risk

24:30 Caps, floors, moving parts that change

31:50 Who infinite banking truly fits

39:25 Fees, structure, and surrender charges

46:10 Why insurance isn’t your financial quarterback

53:30 Action plan: protect first, then consider permanent

The content of this video (“Video”) and message is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.

Certain statements reflect projections or expectations of future financial or economic performance of the project.  Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project’s actual performance. Past performance is not an indication of future results.

Neither this message nor its contents should be construed as legal, tax, investment, or other advice.  Individuals are urged to consult with their own tax, legal, and investment advisers before making any investment decision.

Affordability is the buzzword, but are the “solutions” helping you or just headlines? In this solo episode, Mikey breaks down the 50-year mortgage, portable mortgages, the difference between good and bad debt, and why most political plans miss the only fix that works, more supply. You will learn how to use leverage without losing sleep, why rent control can backfire on renters, and how renting plus investing can still build real wealth.

What you will get in the first 5 minutes• The real play with a 50 vs 30, take the flexibility, prepay like a 30 if you want, keep options open.• Why 50-year loans can raise prices, expanding demand without adding supply pushes housing up.• Portable mortgages sound great, here is why lenders will not touch them in the US.

Big takeaways• Good debt vs bad debt, finance assets, not consumption. Using conservative leverage to amplify returns.• Paying off a 4% mortgage can lose to better opportunities, think opportunity cost, S&P averages and strong real estate deals.• Affordability fixes can require more building, faster permitting, fewer fees, not rent freezes that choke supply.• Case study, Texas built like crazy, rents softened with concessions, tenants gained options while some investors took losses.• If you cannot buy today, rent and investing on a schedule, Gen Z may have more wealth paths than any previous generation.

Timestamps

0:00 Affordability, 50-year mortgages, and options

02:45 Good debt vs bad debt you can actually use 

08:45 Why 50-year loans can worsen affordability

10:20 Portable mortgages, why the US does not offer them

12:20 The only way affordability improves, more supply, fewer barriers

14:50 Texas and Florida lessons for renters and investors

16:20 Should you rent and invest instead of buying right now?

17:33 New non-accredited $5k real estate option

Justin Brennan watched his family go from “riches to rags,” then rebuilt with cash-flow discipline, learning the hard rules of leverage, investor trust, and timing. In this episode, Justin Brennan breaks down how he moved into a model unit to push a 121-unit across the finish line, why he ate an $800,000 loss to protect investors, and how that decision unlocked an off-market 80-unit in San Diego. If you’re raising capital in 2025 or operating in the Sunbelt, this one’s a must-watch.

Timestamps

0:00 - The $60M wipeout that changed everything (cash flow > speculation) 

13:17 - Rates spike 11 times, operator moves into the property, drives lease-up to 98%, locks Fannie Mae at 5.49% seven days before the 10-Year pops 

16:10 - Why he walked from $800,000 hard to avoid risking $12M of LP capital and how that led to an off-market 80-unit in National City 

25:00 - “Worst years” for REI: 2023, 2024, 2025 and the Sunbelt oversupply math vs. coastal moats 

27:54 - Why California still prints wealth (if you live here and can survive the red tape) 

59:25 - Where to find Justin’s playbook (YouTube: “Justin Brennan multifamily”) 

What You’ll Learn

• The operator mindset that can rescue a value-add when debt turns against you. 
• How saying no (even at a huge cost) can win lifelong LP trust and better deals. 
• Sunbelt vs. Coastal: vacancies, oversupply, cap-rate reality, and why local advantage matters. 
• Building from cash flow up: the $100K condo to multi-hundred-unit progression.

#realestateinvesting #realestate #investing 

Brandon Novak went from homeless heroin addict to building sober housing and opening treatment centers without losing his skater DNA or humility. In this raw conversation, he explains why “recovery works so well you stop doing it,” how faith changed everything, and why our homelessness crisis isn’t just about the price of rent.

What you’ll learn

• The obsession that powers skating can destroy you or save you (and how to aim it). 

• Why Novak says his breakthrough came on rehab #13 and what finally “took.” 

• The role of God/Higher Power and the 12 steps in creating a true psychic change. 

• “Money is a byproduct of solving real problems”how purpose first led him to build recovery housing and programs. 

• Homelessness: why addiction + mental health drive the crisis more than housing alone. 

 Standout moments

• “No human power can lift the obsession” on surrender and finally getting honest. 

• “The better my life gets, the higher the relapse risk” (and how he counters it). 

• Skateboarding as meditation: why a slammed trick beats a $2,000 dinner for peace of mind. 

What he’s building now

• A new licensed New Jersey outpatient facility (opened last week), plus 7 houses / 70 beds supporting clients in recovery. 

Need help? Brandon invites anyone struggling to reach out directly: brandonnovak.com.

Stuck in the housing gridlock but sitting on equity? The biggest opportunity in real estate right now might be behind your house, not on Zillow. In this solo episode, Mikey breaks down how ADUs (and JADUs) can unlock cash flow, boost your property value, and even in California be split and sold under AB 1033 if your city allows it.

Why this matters now:

• Prices up ~60% since 2019, rates still above 6%, and existing sales at a 30-year low—the market is frozen for buyers and locked-in owners alike.

• AB 1033 can let you legally split off your backyard ADU as its own saleable property (city approval required).

• ADU momentum is real: permits rose ~61% (2020→2021) and ~1 in 5 new CA homes in 2023 was an ADU. Streamlined approvals, reduced setbacks, and fee breaks help.

Chapters

0:00 ADU Revolution + why 2026 matters

2:02 AB 1033—sell your backyard ADU? (city-by-city)

3:00 ADU boom stats + faster approvals

4:22 The actual ROI math

5:29 Financing (HELOCs, refis, construction loans)

7:09 JADU garage conversion play

8:45 City-level pros/cons

12:28 First-timer checklist + contingencies

#CaliforniaRealEstate #RealEstateInvesting #CashFlow

This content is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this message is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the message will prove to be accurate or realized.

How do you go from pro skateboarder…to craft brewery founder…to private-equity real estate—and still love the game? In this solo episode, I break down the exact steps I took to reinvent (multiple times), what actually worked, and the brutal lessons that forced me to level up.

Omni Fund (now open to non-accredited; $5K minimum) → https://communecapital.com/omni/ 

What you’ll learn (and what I wish I knew sooner):

• The money rule that set my compass—the 50/30/20 framework—and how I reverse-engineered my “never have to work” number to ~$2–$2.5M in investable assets. 
• Why I cranked my lifestyle down to ~30–35% of income for years so I could invest the rest—and how that decision changed everything. 
• The brewery story: raising early capital, the reality of selling to MillerCoors, and why we ultimately walked away (and what happened after). 
• Reinventing into real estate: starting at square one, humbling myself, raising our first $2.5M, and learning why real estate forces discipline over “dream” returns. 
• The operator habit that keeps our company moving: one 90-minute “work ON the business” block with our C-suite every week. Try it. 
• Where we are now: 600–700 investors, 20+ properties, ~$352M under management—and why we opened access with Omni Fund (primarily SoCal multifamily). 

All content available on this video is general in nature, not directed or tailored to any particular person, and is for informational purposes only.  This video and the contents herein do not constitute, and should not be construed as, an offer to purchase securities of Commune Omni Fund, LLC (“Omni”).  Such an offer will only be made pursuant to an Offering Statement, filed with the Securities and Exchange Commission and available at Offering Statement Link (“Offering Statement”).  The offering referred to in the Offering Statement (the “Offering”) is being conducted by Omni pursuant to Tier 2 of Regulation A under the Securities Act of 1933, as amended.

This message does not constitute an offer to purchase securities of Commune Omni Fund, LLC (“Omni”). Such an offer will only be made pursuant to an Offering Statement, filed with the Securities and Exchange Commission. As with any investment there is a risk of loss, including up to the amount of investment.

This offering is being conducted by COMMUNE Omni Fund, LLC pursuant to Tier 2 of Regulation A under the Securities Act of 1933, as amended. The securities offered herein are being offered through Andes Capital Group, LLC, a registered broker-dealer, member FINRA/SIPC, acting as broker of record. Andes Capital Group, LLC may receive compensation in connection with this offering as disclosed in the offering statement.

Past performance is not a guarantee or indicative of future results, and it should not be assumed that results of Omni or any of its investments will be achieved going forward. This communication may contain forward-looking statements that involve substantial risks and uncertainties. Actual results may differ materially from those expressed or implied in such statements, and such statements should not be relied upon as guarantees of future performance.

The SEC has qualified but has not approved or passed upon the merits of the securities being offered in the Offering or the terms of the Offering. The SEC has also not passed upon the accuracy or completeness of the Offering Statement or any other offering materials.

Neither this message nor its contents should be construed as legal, tax, investment, or other advice.  Individuals are urged to consult with their own tax, legal, and investment advisers before making any investment decision.