Buying a house with a mortgage is one of the biggest commitments we make in life.

The pandemic has seen households managing lower, unpredictable incomes with furlough and government grants on offer. What effect has that had on lenders and their decisions to approve or decline applications? If you’re trying to get one or switch to a better deal - how are you finding it? What new mortgage products are banks and building societies now offering borrowers?

Charmaine Cozier is joined by:

Producer Smita Patel