The Financial Conduct Authority (FCA) say that 6 million policy holders are paying too much for their insurance premiums and that radical reforms could save consumers £3.7bn over 10 years.

So how do you get the right policy at a fair price? Joining Paul Lewis to answer your questions and offer advice are:

Louise O'Shea, Confused.com

We'd love to hear your questions and ideas about personal insurance, e-mail [email protected] now and tweet @moneybox we'll include as many as we can in the programme.

Presenter: Paul Lewis