As the government lay out their financial plans for the next year, Paul Lewis and our panel discuss how they will affect your money. From pay and benefits to housing and tax, the Chancellor's announcements could have a big impact on personal finances.

Here to translate and dissect the Spending Review are our expert panel:

Anita Monteith - Technical Lead & Senior Policy Adviser, Institute of Chartered Accountants in England & Wales

Email in your questions and comments on the Spending Review to [email protected]

Producer: Beth Sagar-Fenton