As households grapple with cost of living pressures and with Christmas just around the corner, many will be looking for cheaper options for the big day.

We speak to listeners who share with us how they’ll be managing their finances this festive period.

On the expert panel are, Richard Lane, Director of External Affairs at StepChange Debt Charity and Carol Mitchell, Retail Expert at British Heart Foundation.

Presenter: Charmaine Cozier

(First broadcast 3pm Wednesday 7th December, 2022)