It can feel like new year, new you, with so much potential for change and improvement, but then reality can kick in.

Around 1 in 3 of us will have made a financial resolution this year, but according to Hargreaves Lansdown, almost 20% of us won't even make it to the end of this week.

So how do you make them stick? Felicity Hannah is joined by behavioural & data scientist Professor Pragya Agarwal, Laura Suter, Head of Personal Finance at AJ Bell and consumer rights expert Martyn James.

Presenter: Felicity Hannah

(This episode was first broadcast on Radio 4, Wednesday the 3rd of January 2024 at 3pm)