00:00 - Intro 
00:23 - Savings with no end goal 
02:09 - Avoiding all debt 
03:38 - Playing defensive, all the time 
05:47 - Waiting for certainty 
07:08 - Treating income as an end goal 
08:28 - Chasing discounts instead of increasing buying power 
09:31 - Taking advice from people who aren’t playing the same game 

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