Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®

#31: Stop trying to be perfect.

Let go of your need for control and watch ease flow into your life.

In this episode, I share BTS of my day:

1. including my trip to Diva Dance Alamo City where I learned the dance to NSYNC's Bye Bye Bye,
2. my time at the Tejanas in Media 'Unfiltered Entrepreneurs' event,
3. and how I wound up recording this podcast episode on the voice memo app in my driveway

(Spoiler: It's because my life is hectic right now! But #doneisbetterthanperfect)

See you in the show!

P.s. Be sure to follow Chulas of San Antonio for invites to fun events around the city!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

Eco Friendly Gift Giving Guide For Beginners

5 Ways To Save Money This Holiday Season

My Partner Makes 2x More Than Me, Here's How We Split Expenses

⭐️RESOURCES⭐️

💸Work 1:1 with Mariel here

💸Subscribe to my Newsletter (I'll let you know when the 'Buy Your First Investment Bootcamp is LIVE!)

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.

#30: If you just kept going - you'd WIN.

No comparing yourself to Fulano y Mengano. No 'shouldn't I have X, Y, Z by now'?

Just FULL BODY FAITH that you are that GIRL. That gets things done, that executes.

In this episode, I talk about what I learned by running my very first half-marathon with minimal training:

1. Trust Yourself
2. Stay in Your Lane
3. Focus on the Long Term
4. Comfort with Discomfort

Tune in for the loving push you've been needing to execute on those goals, amiga. Success is around the corner so quit being a baby and keep going.

Un Beso,

Mariel Amador

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸My Business Flopped So I'm Going Back To Teaching

💸I Entered A '10k In 20 Days' Challenge And I Didn't Reach My Goal

💸Stop Trying to Be Good With Money. Do These 3 Things Instead

💸Why You Arent Taking Action

⭐️RESOURCES⭐️

💸Work 1:1 with Mariel here

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Hosted on Acast. See acast.com/privacy for more information.

#29: The top expenses in yo life are:

1. your mortgage/rent payment

2. the food you eat (including fast food)

3. YOUR CAR PAYMENT

I made an impulse decision to buy a NEW car (literally I drove it off the lot with 8 miles on it) and that decision rippled into me tripling my loan size and me still paying off that car 6 years later.

Tune in to hear how in the heck this happened and would I would do differently if I could do it all again.

P.S. Do me a favor - send this episode to the amiga that needs this word of caution!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸Reduce Your Expenses: 3 Ways To ACTUALLY Save Money

💸How to Break Free from the Money Story Holding You Back

💸If You’re A Latina, It’s Time To Invest. No More Excuses.

⭐️RESOURCES⭐️

💸Work 1:1 With Mariel

💸Subscribe to my Newsletter to stay updated on upcoming money workshops and events

💸Follow Mariel on Instagram

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Please leave a review to help me keep spreading the financial literacy word. Ciao!

Hosted on Acast. See acast.com/privacy for more information.

#28: Do you care about the planet and where your money goes?

If you do, I've got JUST the episode for you.

In this episode, I outline 7 eco-friendly gift ideas that are thoughtful, kind to mother nature, and that will have you feeling proud of your purchasing decisions at the end of the holiday season.

Plus I outline some eco-friendly tips like:

1. Stop being a people pleaser when gift giving (the debt isn't worth it bestie)
2. Avoid trends (it'll end up in the trash)
3. UNDERSTAND THAT MARKETING'S JOB IS TO MANIPULATE YOU
4. ASK people what they actually want.
5. You can create magic without breaking the bank

To all the tree huggers, old and new, this here episode is the one for you. P.S. Send it to your friend!

⭐️⭐️RECOMMENDED PODCAST EPISODES:⭐️⭐️

✨5 Ways to Save Money This Holiday Season

✨Black Friday DOs and DONTs: Listen before you shop

✨Financial Activism 101: I Closed My Wells Fargo Accounts After 16 Years

⭐️⭐️WORK WITH ME:⭐️⭐️

💸Work 1:1 With Mariel

💸Follow Mariel on Instagram

💸Subscribe to my Newsletter to be updated on upcoming money workshops and events

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Please leave a review to help me keep spreading the financial literacy word. Ciao!

Hosted on Acast. See acast.com/privacy for more information.

#27: The Black Friday hunger games are upon us. Are you ready, amiga?

My 3 step process to shopping SMART this Black Friday:

1. Acknowledge: acknowledge that you're about to be INUNDATED with sales you may not need. Pause, and consider if you really need the thing OR if you're experiencing darn good marketing.
2. Plan: Make a list of items/experiences you need and value and a general budget for it. This'll help guide your decision making
3. Shop Local: give your neighbors your money! Not the corporations

Tune in to hear all of this y mas and send the podcast episode to the amiga who's gearing up for Black Friday shopping tambien.

See you in the show!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸5 Ways To Save Money This Holiday Season

💸Eco Friendly Gift Giving Guide for Beginners

💸If You're a Latina, It's Time To Invest. No More Excuses

💸3 Ways To ACTUALLY Save Money

⭐️RESOURCES⭐️

💸Buy the 'Open Your IRA' Kickstart

💸Subscribe to the Monthly Newsletter to stay tuned to upcoming money events and challenges

💸Follow Mariel on Instagram

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Please leave a review to help me keep spreading the financial literacy word. Ciao!

Hosted on Acast. See acast.com/privacy for more information.

#26: In this episode, I share my journey with food stamps as a child and again as an adult. I also talk about how some people are worried about the WRONG things! With wealth inequity at an all time high, we need to shift our focus to the rich NOT on what people have in their grocery carts.

The filthy rich? Yeah, they have ISSUES. But, can we replicate the wealth building strategies of some to reclaim collective power? Like saving for retirement early on and teaching our children how to invest responsibly from a young age? We sure can.

See you in the show!

⭐️⭐️Most streamed 'Ching@ Tu Money' episodes⭐️⭐️

💸My Partner Makes 2x More Than Me. Here's How We Split Expenses

💸How to Stop Underearning And Make More Money

💸If You’re A Latina, It’s Time To Invest. No More Excuses.

💸How to Break Free from the Money Story Holding You Back

⭐️RESOURCES⭐️

💸Work 1:1 with Mariel here

💸Fix Your Money: 6 Episode Audio Course

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Hosted on Acast. See acast.com/privacy for more information.

#25: After paying thousands in credit card interest, I vowed to never pay CC interest again if I could help it.

So, I became a busgirl to upgrade my old iPhone 6 because amiga, I did NOT have the 1k cash to buy it.

Tune in to listen to the second weekly episode of the 'Q4 Lock-in Challenge'.

And let me know what I should talk about next on Instagram @moneyformujeres or e-mail [email protected]

⭐️⭐️RECOMMENDED PODCAST EPISODES⭐️⭐️

💸Savings First, Retirement Second, Debt Third

💸How I Saved Money On Housing By Renting A Room for 4 Years

💸How to Break Free from the Money Story Holding You Back

💸5 Ways To Save Money This Holiday Season

⭐️RESOURCES⭐️

💸Work 1:1 with Mariel here

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Please leave a review to help me keep spreading the financial literacy word. Ciao!

Hosted on Acast. See acast.com/privacy for more information.

#24: Sometimes, we just don't have enough money.

This episode is a BTS into the day to day money decisions we often face.

Balancing enjoying life with saving for the future can be difficult, especially when you dream of bigger, better, and brighter.

In this episode I share about all the fun things I want to do, pero pues no me alcansa bc la verdad.

See you in the show!

⭐️Recommended Podcast Episodes⭐️

❤️‍🔥How To Stop Underearning and Make More Money

❤️‍🔥Savings First, Retirement Second, Debt Third

❤️‍🔥How To Break Free From The Money Story That's Holding You Back

❤️‍🔥Reduce Your Expenses: 3 Ways To Actually Save Money

⭐️Resources⭐️

💸Work 1:1 with Mariel here

💸Subscribe to my Newsletter for upcoming money events

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.

#23: You can afford anything, but not everything -Afford Anything podcast

Throughout my 20s, I stayed at my low paying jobs because I wanted the flexibility they gave me.

But, my refusal to get a 'big girl job' kept me broke.

Worse, it kept me from see the bigger issue: I didn't think I could earn more money.

If you've ever wondered, 'Why haven't I made more money in my career?', this episode is for you.

See you in the show!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸How to Stop Underearning And Make More Money

💸How to Break Free from the Money Story Holding You Back

💸Why You Aren't Taking Action

⭐️RESOURCES⭐️

💸Work with Mariel 1:1

💸Follow Mariel on Instagram

💸Subscribe to the Monthly Newsletter to stay updated on upcoming money events

Hosted on Acast. See acast.com/privacy for more information.

#22: Are you actually underpaid or do you just not believe that you can make more money?💸

As someone who grew up watching my parents work 2 jobs to make ends meet, I grew up thinking I had to do the same. These unchecked beliefs kept me broke for far too long. Additionally, the fact that I was already breaking cycles - like being the first to graduate college, being the first to fly internationally, being the first to land a corporate job - made it really difficult for me to see that HOLD UP: MORE is still available to me. I don't have to stop at just having it 'better than my parents'. In other words - I don't have to stay broke.

In this episode Cara Santamaria - career growth coach, speaker and host of 'The First Gen Coach' Podcast, breaks down the mindset shifts required to go from dreaming of more money to ACTUALLY making more.

Carla gives us a 3 step roadmap to stop underearning and make more money.

1. Double your belief
2. Get CLEAR on what you want
3. Schedule the time to apply to jobs (or if an entrepreneur, to make those CEO moves!)

Carla did not hold back. Amiga, are you ready to make more money? Tune into this episode and learn how.

⭐️⭐️CONNECT WITH CARLA⭐️⭐️

✨Follow Carla on Instagram

✨First Gen Coach Podcast (listen to ep 34 and 126)

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸My Underearning Journey: 10 Years Later, I Finally Stopped Underearning

💸10 Minute Money Healing Exercise

💸How To Break Free From the Money Story That Is Holding You Back

💸My Business Flopped So I'm Going Back To Teaching

💸I Entered a 10k in 20 Days Challenge And Didn't Reach My Goal

⭐️CONNECT WITH MARIEL⭐️

💸Work 1:1 with Mariel here

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.