Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®

#41: I walk too fast, eat too fast, and am addicted to social media. I need REST, and if you're reading this, you do too. But.... how do we 'find the time' for it?

In this episode, I share with you a 3 part framework that will help you find the time for rest. I also touch on:

• the importance of slowing down
• urgency as a habit
• dopamine addiction
• a one minute silence test

You are in charge of your life, amiga. Time to re-imagine it.

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸Dr. Anna Lemke: How Understanding Dopamine Can Improve Your Life

⭐️⭐️Most streamed 'Ching@ Tu Money' episodes⭐️⭐️

💸My Partner Makes 2x More Than Me. Here's How We Split Expenses

💸How to Stop Underearning And Make More Money

💸If You’re A Latina, It’s Time To Invest. No More Excuses.

⭐️RESOURCES⭐️

💸Work 1:1 with Mariel here

💸Fix Your Money: 6 Episode Audio Course

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Hosted on Acast. See acast.com/privacy for more information.

#40: Given that my boyfriend pays for a lot of our shared expenses - I often wonder, 'Am I financially abusing him?'

I don't wonder it jokingly. He has shared with me that in the past, he experienced some financial abuse (including financial infidelity). I love my boyfriend and I respect his money. But, some of the behaviors he describes from his past sound a bit like the arrangement we currently have going on.

In this conversation, we dive into his experience, thoughts and perspective. SPOILER ALERT: he says I'M NOT financially abusing him.

Money can be complicated and having conversations around money can be even more so. Tune into this episode to be a fly on the wall of a real life insecurity of mine.

See you in the show!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸My Partner Makes 2x More Than Me. Here's How We Split Expenses

💸Financial Abuse in Couples: Money Red Flags To Look Out For

⭐️RESOURCES⭐️

💸GIRL JUMP! Building Your Financial Safety Net to Leave An Abusive Relationship And Reclaim Your Freedom send me your confirmation email to [email protected]

💸Follow Justine De Peralta on Instagram

💸Subscribe to my Monthly Newsletter

💸Follow Mariel on Instagram

DISCLAIMER: If you are experiencing financial and domestic abuse and are immediate danger, dial 911.

They also have a website, but here is a Security Alert from their website:

‘Internet usage can be monitored and is impossible to erase completely. If you’re concerned your internet usage might be monitored, call us at 800.799.SAFE (7233)’

If it is safe to do so, you can visit thehotline.org for more information and resources.

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Hosted on Acast. See acast.com/privacy for more information.

#39: Money can be used as a tool, but it can also be a weapon.

In this episode, we talk financial abuse:

1. What it is
2. Examples of what to look out for
3. What to do if you feel you are experiencing it
4. Why you shouldn't feel shame if it's happened to you

Financial Abuse is the most important money topic I will ever talk about.

Give this episode a listen, and then share it with a friend, co-worker, or loved one that may be experiencing financial abuse.

⭐️⭐ RELATED PODCAST EPISODES⭐️⭐️

💸Financial Abuse in Couples with Author Justine De Peralta

💸Financial Abuse in Family with Author JDP

💸Financial Abuse in Friendships with Author JDP

⭐️RESOURCES⭐️

💸Work 1:1 with Mariel here

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Hosted on Acast. See acast.com/privacy for more information.

#38: I don't have enough money to max out my Roth IRA this year.

BUT I know that everything I invest will add up - even if its $10 a month

In this episode I outline 5 reasons to invest EVEN if you have little money

1. Because you can. Thanks to 'fractional shares' you can buy $10 of an investment at a time
2. Starting when you have little money allows you to build the CORRECT investing habits
3. Because it's not all in or all out
4. Because of, hello!, compound interest. (its the 8th wonder of the world)
5. Because amiga, investors look like you and me. Mujeres. Poderosas. Latinas. It's time to invest. No more excuses.

At the end of the episode, I share with you 3 ways to get started with investing.

Amiga, welcome to your investor era. We're waiting for ya. See you in the show!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸Building Wealth: 3 Mistakes I Made As A Beginner Investor

💸I Worked In Tech And Was Made To Feel Like I Could Never Understand Investing. Now I Teach Women How To Do It

💸If You’re A Latina, It’s Time To Invest. No More Excuses.

⭐️RESOURCES⭐️

💸Hire Me To Help You Open Your IRA

💸Stay Updated on Upcoming Money Workshops/Challenges

💸FREE: 'RETIRE ON TIME' Workshop Replay with Mariel

💸FREE: 'Beginner Investor' 60 minute Workshop with Jeremy

💸Savings Goal Calculator

💸Follow Mariel on Instagram

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Hosted on Acast. See acast.com/privacy for more information.

#37: Do you ever feel like you don’t want 'evil' companies to profit off you? Or like you could be more intentional with your money? But you don’t really know where to start?

Same here amiga! This episode is a love letter from a newbie financial activist to another.

Let me be clear: everyone can use use their money for good. It may feel like our small actions won't make a difference, but amiga, they do.

In this episode we:

1. Define financial activism
2. See it in action: how and why I closed my Wells Fargo accounts
3. Talk about 11 ways you can practice being a financial activist

Being intentional with your money isn’t easy. And it’s NOT supposed to be perfect. No really, I list out 3 ways I'm not a 'perfect' financial activist in this episode. See you in the show!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸'Letter to Money' Exercise (Let's talk about money! Step 1: Look at our relationship with money)

💸Interview with Jasmine Rashid on Financial Activism

💸Eco Friendly Gift Giving Guide For Beginners

⭐️RESOURCES⭐️

💸The Financial Activist Playbook, Jasmine Rashid

💸Money For Change, Kara Perez

💸Money Out Loud, Berna Anat

💸Learn About 'ESG' Investing

💸Work 1:1 with Mariel here

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.

#36: TIME SENSITIVE ANNOUNCEMENT. The Senate is voting THIS WEEK on whether or not they'll give ICE more funding.

You are a constituent, they work for YOU. Call them and let them know your demands.

In this episode:

1. I share a step by step of how to find your rep, their numbers, and what to say when you call
2. I remind you that without money, our impact is limited. It's time to build wealth.

Your voice matters. As a collective, we can accomplish A LOT. Call your senators TODAY. Then take a deep breathe and find your next step.

Mariel Amador

⭐️RESOURCES⭐️

💸5calls.org

💸Step by Step Visuals

💸Buy Your First Investment - 2 session bootcamp starts this week on 1/29. Money is Resistance. Build Wealth Now.

Hosted on Acast. See acast.com/privacy for more information.

#35: When I finally understood what 'investing' actually was, I RAN and opened an investment account

But as the first investor in my family, I made a few mistakes along the way....

Tune in to hear:

1. How I began investing (hello money happy hours!)
2. 3 Mistakes I made as a beginner investor
3. Where you can go to get educated on investing for retirement (responsibly)

Investing can feel complicated, but if you learn from the right person, sitting down to learn about investing will be the greatest thing you ever did.

PLUS: Building Wealth is for EVERYONE (not just the 'rich'), and you can get started with investing with just $10.

See you in the show!

⭐️⭐️RESOURCES⭐️⭐️

• FREE: 'Retire on Time' Workshop replay by Mariel Amador
• FREE 60 minute beginner investor video by Jeremy Schneider
• Sign up to the Newsletter to be informed of upcoming money events
• Work 1:1 With Mariel

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

• If You’re A Latina, It’s Time To Invest. No More Excuses.
• 5 Reasons To Invest Even If You Have Little Money
• I worked in Tech and was made to feel like I could never understand investing. Now I teach other women how to invest.

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Hosted on Acast. See acast.com/privacy for more information.

#34: Being 'good' with money isn't a thing. And also, have you looked around lately? It's quite hard to exist #whyiseverythingsoexpensive

Enough with the unproductive self-talk. Instead focus on the below

1. Mindset: Stop saying 'I'm terrible with money', your brain will believe you. Instead try 'I am learning money every day'.
2. Habits: Audit your habits. e.g. Does tap to pay REALLY 'save your life'? Or does it lead to more purchases due to ease?
3. Systems: If you rely on 'willpower' and 'willpower' only, you may take longer to reach your goals. Just set up your systems amiga. You've got a life to live

Nobody is 'good' with money and it's time we stopped using that as an excuse. Instead, focus on the beliefs, habits, and systems that'll get you where you're meant to go.

Ready to reach your money goals? Well friend, you're in the right place. Stream it now and send it to a friend!

⭐️⭐️RESOURCES⭐️⭐️

• Buy Your First Investment' bootcamp waitlist
• Money Mindset Isn't About Believing In Yourself. It's About Your Money Story
• Calculate if you're spending more than you're earning

⭐️RELATED PODCAST EPISODES⭐️

• If You’re A Latina, It’s Time To Invest. No More Excuses
• How To Stop Underearning And Make More Money
• Your Impatience is Blocking Your Success. Quit Being a Baby And Keep Going

⭐️LEARN FROM MARIEL⭐️

• Work 1:1 with Mariel
• Fix Your Money: 6 Episode Audio Course
• Follow Mariel on Instagram

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Hosted on Acast. See acast.com/privacy for more information.

#33: For years, I held onto my JCPenney credit card because I was afraid of what would happen to my credit score if I closed this account.

After lots of reflecting, I decided that I was too abundant to hold onto this card solely due to fear of my credit score dropping.

Entonces que paso? Pues amiga, you'll have to tune in to find out.

See you in the show!

P.s. Read this article to understand what makes up your credit score 'What's a FICO score?'

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸Car Loan Horror Story: Don't Get Pressured At The Car Dealership

💸Stop Trying to Be Good With Money. Do These 3 Things Instead

💸If You're A Latina, It's Time To Invest, No More Excuses

⭐️RESOURCES⭐️

💸Work 1:1 With Mariel

💸Subscribe to my Newsletter to stay updated on upcoming money workshops and events

💸Follow Mariel on Instagram

Want more personal finance for Latinas? Request the next episode topic by emailing [email protected]

Please leave a review to help me keep spreading the financial literacy word. Ciao!

Hosted on Acast. See acast.com/privacy for more information.

32: Not you booing yourself off the stage before people get a chance to see you perform...

Amiga, you are incredible. I know it, you know it (even though you pretend not to), and the world knows it

Do you have 10 minutes to go through your camera roll and reflect on all you've accomplished this year?

I hope you do friend - cause we've got more work to do!

See you in the show!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸Your Impatience is Blocking Your Success, Quit Being a Baby and Keep Going

💸Money Red Flags to Look For In Your Relationship

⭐️RESOURCES⭐️

💸Buy Your First Investment Bootcamp happening end of Jan. '26

💸Fix Your Money: 6 Episode Audio Course

💸Subscribe to my Monthly Money Newsletter

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.