29: The top expenses in yo life are:

1. your mortgage/rent payment

2. the food you eat (including fast food)

3. YOUR CAR PAYMENT

I made an impulse decision to buy a NEW car (literally I drove it off the lot with 8 miles on it) and that decision rippled into me tripling my loan size and me still paying off that car 6 years later.

Tune in to hear how in the heck this happened and would I would do differently if I could do it all again.

P.S. Do me a favor - send this episode to the amiga that needs this word of caution!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸How To Stop Underearning and Make More Money

💸How to Break Free from the Money Story Holding You Back

💸If You’re A Latina, It’s Time To Invest. No More Excuses.

⭐️RESOURCES⭐️

💸Work 1:1 with Mariel here

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.

#28: Do you care about the planet and about where your money goes?

Well friend, I've got JUST the episode for you.

In this episode, I outline 7 eco-friendly gift ideas that are thoughtful, are kind to mother nature, and that will have you feeling proud of your purchasing decisions at the end of the holiday season.

Plus I outline some eco-friendly tips like:

1. Stop being a people pleaser when gift giving (the debt isn't worth it bestie)
2. Avoid trends (it'll end up in the trash)
3. UNDERSTAND THAT MARKETING'S JOB IS TO MANIPULATE YOU
4. ASK people what they actually want.
5. You can create magic without breaking the bank

To all the tree huggers, old and new, this here episode is the one for you. P.S. Send it to your friend!

⭐️⭐️RECOMMENDED PODCAST EPISODES:⭐️⭐️

✨5 Ways to Save Money This Holiday Season

✨Black Friday DOs and DONTs: Listen before you shop

⭐️⭐️WORK WITH ME:⭐️⭐️

💸60 minute 'Open Your IRA' Kickstart

💸3 Month Money Coaching Program

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.

#27: Black Friday hunger games is upon us. Are you ready, amiga?

My 3 step process to shopping SMART this Black Friday:

1. Acknowledge: acknowledge that you're about to be INUNDATED with sales you may not need. Pause, and consider if you really need the thing OR if you're experiencing darn good marketing.
2. Plan: Make a list of items/experiences you need and value and a general budget for it. This'll help guide your decision making
3. Shop Local: give your neighbors your money! Not the corporations

Tune in to hear all of this y mas and send the podcast episode to the amiga who's gearing up for Black Friday shopping tambien.

See you in the show!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸5 Ways To Spend Money This Holiday Season

💸If You're a Latina, It's Time To Invest. No More Excuses

💸I Saved Money On Housing By Renting A Room For Four Years

⭐️RESOURCES⭐️

💸Buy the 'Open Your IRA' Kickstart

💸Subscribe to my Monthly Newsletter

💸Follow Mariel on Instagram

💸 Visit the Money For Mujeres Website

Hosted on Acast. See acast.com/privacy for more information.

#26: In this episode, I share my journey with food stamps as a child and again as an adult. I also talk about how some people are worried about the WRONG things! With wealth inequaity at an all time high, we need to focus our focus to the rich NOT on what people have in their grocery carts.

See you in the show!

Hosted on Acast. See acast.com/privacy for more information.

#25: After paying thousands in credit card interest, I vowed to never pay CC interest again if I could help it.

So, I became a busgirl to upgrade my old iPhone 6 because amiga, I did NOT have the 1k cash to buy it.

Tune in to listen to the second weekly episode of the 'Q4 Lock-in Challenge'.

And let me know what I should talk about next on Instagram @moneyformujeres or e-mail [email protected]

⭐️⭐️RECOMMENDED PODCAST EPISODES⭐️⭐️

💸5 Ways To Save Money This Holiday Season

💸If You’re A Latina, It’s Time To Invest. No More Excuses.

💸How to Break Free from the Money Story Holding You Back

💸How I Saved Money On Rent By Renting A Room for 4 Years

⭐️RESOURCES⭐️

💸Work 1:1 with Mariel here

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.

#24: I started saving $1,500 a month for my retirement and it hurts my wallet.

💸Hey friends, I'm participating in a 'Q4 Lock-In'. Every week from now until Dec 31st, I'm dropping WEEKLY podcast episodes.💸

In the weekly episodes, I'll be sharing what's going on with my 'money in the moment'.

In this episode I share about all the fun things I want to do, pero pues no me alcansa bc I'm prioritizing not retiring broke.

Tune into the the very first weekly episode of Ching@ Tu Money and let me know your thoughts over on Instagram @moneyformujeres

See you in the show!

⭐️RESOURCES⭐️

💸Work 1:1 with Mariel here

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

⭐️Recommended Podcast Episodes⭐️

❤️‍🔥Stop Underearning and Make More Money

❤️‍🔥My Partner Makes 2x More Than Me. Here's How We Split Expenses

❤️‍🔥How To Break Free From The Money Story That's Holding You Back

DO YOU ENJOY THIS SHOW? LEAVE ME A REVIEW!!! ANDALE, NO SEAS MALA.

Hosted on Acast. See acast.com/privacy for more information.

#23: You can afford anything, but not everything -Afford Anything podcast

Throughout my 20s, I stayed at my low paying jobs because I wanted the flexibility they gave me.

But, my refusal to get a 'big girl job' kept me broke.

Worse, it kept me from see the bigger issue: I didn't think I could earn more money.

If you've ever wondered, 'Why haven't I made more money in my career?', this episode is for you.

See you in the show!

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸How to Stop Underearning And Make More Money

💸How to Break Free from the Money Story Holding You Back

💸Why You Aren't Taking Action

⭐️RESOURCES⭐️

💸Join the Open Your IRA Challenge

💸Work with Mariel 1:1

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.

#22: Are you actually underpaid or do you just not believe that you can make more money?💸

As someone who grew up watching my parents work 2 jobs to make ends meet, I grew up thinking I had to do the same. These unchecked beliefs kept me broke for far too long. Additionally, the fact that I was already breaking cycles - like being the first to graduate college, being the first to fly internationally, being the first to land a corporate job - made it really difficult for me to see that HOLD UP: MORE is still available to me. I don't have to stop at just having it 'better than my parents'. In other words - I don't have to stay broke.

In this episode Cara Santamaria - career growth coach, speaker and host of 'The First Gen Coach' Podcast, breaks down the mindset shifts required to go from dreaming of more money to ACTUALLY making more.

Carla gives us a 3 step roadmap to stop underearning and make more money.

1. Double your belief
2. Get CLEAR on what you want
3. Schedule the time to apply to jobs (or if an entrepreneur, to make those CEO moves!)

Carla did not hold back. Amiga, are you ready to make more money? Tune into this episode and learn how.

⭐️⭐️RESOURCES:⭐️⭐️

✨Connect with Carla

✨Work with Carla

✨Retire Ready 3 Session Intensive

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸How To Break Free From the Money Story That Is Holding You Back

💸My Business Flopped So I'm Going Back To Teaching

💸I Entered a 10k in 20 Days Challenge And Didn't Reach My Goal

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.

#21: What does it mean to 'fail' at something? And is 'failing' even a bad thing?

Tune into this unscripted, unedited podcast episode to hear:

• How the '10k in 20 days challenge' came to be
• How it went
• What happens next

GOAL UPDATE: $5,500/$10,000 REACHED.

Learning and being inspired through stories is my favorite, so I hope my experiences moves you to do something BOLD. See you in the episode!

Mariel Amador

⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️

💸How I Saved Money on Housing by Renting a Room for 4 Years

💸How to Break Free from the Money Story Holding You Back

💸My business flopped so I'm going back to teaching

💸Why You Arent Taking Action

⭐️RESOURCES⭐️

💸Work 1:1 with Mariel here

💸'Retire Ready': the 3 session intensive here

💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them

💸Follow Mariel on Instagram

Hosted on Acast. See acast.com/privacy for more information.

#20: Have you ever been made to feel like you couldn't do something? But low key, you knew that you absolutely could?

In this episode, I share with you how the tech bros at my old corporate job are the reason why I built Money for Mujeres.

Episode Highlights:

• I thought I couldn't do it so I said 'not for me' and gave up on it for 5 years
• Later I found out I COULD do it, and that it wasn't 'too complicated'
• How you can invest too with $10 at a time, and then teach everyone you care about how to do it too

I could be angry that I was made to feel incompetent. But, I'm glad because if I hadn't been, I wouldn't have become the 'Retire on Time' teacher. Thank you, tech bros for handing me my life's passion.

⭐️RESOURCES⭐️

💸Grab Your Open Your IRA Kickstart here

💸FREE: Investing for Beginners Video Here 60 minute video. The end of the video shows you how to open an IRA step by step. (I use Fidelity for my IRA)

💸Buy 'Retire Ready': a 3 Session Intensive. The 3 session intensive is for the person who wants to just show up, be guided, and get it done all within our class time. No homework outside of class time.

⭐️RELATED EPISODES⭐️

💸If You're A Latina, It's Time To Invest. No More Excuses. 4 Reasons To Invest Now.

✨Follow Mariel on Instagram✨

Hosted on Acast. See acast.com/privacy for more information.