Have you ever thought about how your financial decisions impact your time freedom?

As entrepreneurs, we spend so much energy managing money that we often forget its deeper purpose—to give us our time back. But what if there was a smarter way to do that? What if your home could actually help fund your goals, grow your business, or free up cash flow to invest in your future?

In this episode of Success Genius, I had an eye-opening conversation with Michael Lush, former mortgage executive and founder of Replace Your University. Michael introduced me to a strategy that challenges everything we’ve been told about traditional mortgages—something that could literally save you hundreds of thousands of dollars and cut decades off your home loan.

We’re diving into a financial time management strategy that’s not just about numbers—it’s about powerful autonomy. You’ll learn how a HELOC (Home Equity Line of Credit) can help you access equity, stay liquid, and leverage your cash flow without making more money or changing your lifestyle.

If your business cash flow has highs and lows like mine, this is a tool that can work with that rhythm instead of against it. I’ve personally seen the math, and the numbers don’t lie—it’s legit.

So, if you’re ready to turn your mortgage into a wealth-building tool, tune in. This might just be the shift you didn’t know you needed. 🎧 Listen now to Episode 283.

Topics covered in this episode include:

• Why traditional mortgages are secretly costing us way more than we think
• How HELOCs (Home Equity Lines of Credit) can help pay off your home in 5–7 years
• Why this 100-year-old financial strategy is perfect for entrepreneurs with inconsistent income
• How to free up hundreds of thousands of dollars and decades of your life
• And the real cost of parking your money in a savings account

If you’re ready to think like the wealthy and ditch the death pledge (aka your mortgage), hit play now and learn how to make your money work for you.

Resources Mentioned:

Visit Michael’s Website: https://replaceyouruniversity.com/

Get The Book:  https://book.neillwilliams.com/book

Learn More About TEAM90:  https://neillwilliams.com/team90

Book A Team Turnaround Call:  https://neillwilliams.com/team-turnaround-call

Contact Us: [email protected]