We are continuing with part 2 of our special on soul-crushing student loans and how to deal with them! Unlike our last episode, the two guests today are pediatric dentists who provide the sole source of income for their families.

Dr. Scott Folkman is a pediatric dentist in Layton, Utah. He started his own practice from scratch right out of residency, and has paid off 450K of student loans in 7 years. Dr. Folkman has utilized multiple rounds of refinancing to drop his interest rates. He is a great example of a pediatric dentist who has been successful with his student loans as the sole income provider for his household, while his wife runs the house with his 5 children. 

Dr. Kevin Brown is a pediatric dentist in Lehi, Utah. He paid off $285K over 4 years while simultaneously starting a scratch practice. He was able to aggressively pay down debt by associating one week per month at a profitable associateship out-of-state, all while taking advantage of the current federal student loan interest freeze to pay down $8000 per month towards principal.